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Utoppia - Global Neobank

September 08, 2024

More About Utoppia - Global Neobank

🇺🇸 Utoppia is the global neobank* for borderless people.
Open a USD account in the US without being a US resident. No need to travel, you just need your phone and a valid passport.

💸 Get paid in USD for free

Receive payments in your own name account from any bank in the US or platforms like Deel, Wise, PayPal, Payoneer, Airbnb and more, for free and in simple steps. You just need to share your account details.

📈 Earn interest with Utoppia Plus

Get returns on your money with Utoppia Plus. Access an investment account, invest your USD and beat the inflation.
Try one month free, then only $5 per month

💳 Spend in USD with no fees

Pay in USD with no fees using your Utoppia Card *(2), an international virtual debit card. Make online payments or add it to Apple Pay and make contactless payments in millions of physical stores all over the world.

🏦 Transfer money with ACH or SWIFT transfers

Send money with domestic and international bank transfers to wallets, platforms and banks, wherever you are. Transfer using the Same Day ACH and your money will arrive at your name in 24 hours or sooner with a very low cost.

🏦 Bill Payments

Pay your Bills in your country with the best exchange rate. Forget about making lines, exchanging USD or moving your money trough apps of banks. Get reminders and be up to date with Utoppia’s Bill Payments

🤑 Pay anyone with no fees

Make instant and free transfers between Utoppians from wherever you are with our U2U feature.

👨‍💻 Designed for digital professionals, remote workers, freelancers and digital nomads with global financial needs.
🌎 Available in more than 31 countries.

Join thousands of users all over the world and start living a borderless life.

Download the app now!

* Utoppia is not a bank. Utoppia provides services through its Software Provider and Bank Partners. Banking services provided by Synapse Brokerage LLC, a registered broker dealer and member SIPC. *(2) New accounts will not have access to the virtual debit card. We are working to integrate a new vendor and offer you a better service.

Latest Version

Version
2.6.3
Update
September 08, 2024
Developer
Utoppia
Apps
Finance
Platforms
Android
Downloads
85,908
License
Free
Package Name
com.utoppia
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Add Comment & Review

User Reviews

Jalaj Chadha

1 year ago

WhatsApp verification message doesn't come while doing registration when mobile number is in India

Gian Carlo Pacciardi Cini

2 years ago

App is great and easy to understand, but I limit my stars to three because it's very tricky to put on the address in the right way.

Exe Gersha

2 years ago

There is a problem to complete the registration without giving any details about it, and it has been taking months. This is useless, I'm closing my account.

Santiago “kaizerzxuzxu”

2 years ago

Does everything that I need and luckily never had issues. I would like them to add a physical card but I understand that is not easy to implement.

Fernando Chirkinian

2 years ago

I wanted to submit my user here because of the flexibility and prepaid card feature as the main intention. Now I see the banner that new accounts don't get any! I would appreciate an ETA for that to be restored. Thanks.

Rolando Cañer Roblejo

3 years ago

The App is not working after update. It was working properly before last update.. now it crash when I open it.

Pablo Daniel Rey

3 years ago

very good app. and the whatsapp support in spanish and english. supports transfers from wise. the support very quick!!.

Tomás Martín Bustos

2 years ago

I used to love Utoppia. Actually, I recommend this app to many colleagues that have a foreign work. However, without the crypto counterpart, I am being abused in terms of commissions to move my money from USA to my country. PLEASE, FIX THE CRYPTO!

Federico Kisiel

3 years ago

Utoppia ia the best neo bank to use in countries with difficulties when paying for online stuff in usd. Plus, amazingly, the customer support via whatsapp is swift and quick.

Lyndon Dsz

2 years ago

I am loving Utoppia ..Not sure why the negative comments...The onboarding went smoothly .The app is very smooth..I have using it for a while and very satisfied. good job to the team

David Lyonz

3 years ago

Insists my phone is insecure and won't run. It's completely stock just as I received it from the shop. Not rooted or modified in any way (Pocophone) Very lame. Get your act together

Eduardo Sacco

1 year ago

Used to be a great app. What the hell is the app even for at this point?

Togninou

1 year ago

Best online bank , way better than WISE if you use only USD . They not gonna close your account for nothing or because you make a lot transfer etc.. I very recommend that app . We just need the physical card 🙏

Vane G

3 years ago

So far, the app looks great. A heads up for anyone watching: as of today, they haven't added Venezuela as a country, so if you have a Venezuelan passport, you won't be able to register. I truly hope this is added soon, you have no idea how many of us are looking for an option just like this! Cheers :)

Ruchir Bansal

3 years ago

Bank looks good...Asks for basic documents upload..I got stuck as street no. doesn't take numerics strangely but alphatets will work...U can change letter..Chat function instant... Executive took seconds to explain.... Outstanding service, no dialling needed..Debit card is virtual MasterCard, Crypto etc all there..Will detail after any transaction, incoming, spending then etc happens..

tristan

1 year ago

Easy to use.... Well it was... I'm really hoping they find a reliable banking partner who will be able to continue their services 🙏

andres ezequiel

1 year ago

Seems to have a lot of benefits but I found planty of bugs on the app, while creating the account, logging in and with 2fa. I will just wait until this get fixed. I don't feel comfortable putting my money here with these bugs.

Arturo García Márquez

3 years ago

I do like the app, but now, once the app upgraded it stopped working on my phone which is not rooted. Support sent me a generic reply thus far and would need more specific guidance on the issue because it says my phone is 'unsafe' without any specific parameters. I have a Moto Edge 30 pro. [Edit Review: App started working out of the blue again and support reached out, so kudos for them in being proactive.]

Federico Sapuppo

3 years ago

The app is very buggy regarding authentication. I couldn't use my phone to make transactions from the beginning, but I found a solution: using BlueStacks 5 (an Android emulator) in my PC, in order to do so. But with the last update, I'm not able to make transacciones with my phone, and neither with my computer. I was hoping improvements with this last update, but it was actually a step backwards. I truly like the app's concept, uses, UX/UI, the team.... so I hope the developers find a solution!!

Kevin Ledesma

1 year ago

A great wallet, sadly currently its not fully working because of synapse. I would like to have updates on the current status of the migration to a new provider

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