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upay: Finance and Payments

August 25, 2024

More About upay: Finance and Payments

Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.
As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.

Things you can do in upay app:

Instant Registration

You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.

Add Money from Bank Account or Debit/Credit Card

Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.

Mobile recharge to any number

Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.

Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others

Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.

Safe, Secure & Contactless Payments at Offline Stores

Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.

Secured Mobile Banking

Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices.

Online Payments

You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.

Your Own Wallet

For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward.

Ease of Access

upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains.

· You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account.

· Use the app in either Bangla or English, and change between the two whenever you want.

Book Tickets Easily

Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.

Latest Version

Version
2.11.1
Update
August 25, 2024
Developer
UPAY
Apps
Finance
Platforms
Android
Downloads
6,265,872
License
Free
Package Name
bd.com.upay.customer
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User Reviews

Jahid Hasan Noyon

1 year ago

Very Bad Experience!, My payment didn't receive few days, I have knocked support again and again. They don't have any solution. I can't recommend Upay.

Hill

11 months ago

I needed to download the receipt of a bill. Though there was share and download option but it wasn’t working. Worst experience

Sakib

11 months ago

The stupid app ever I saw.... Even I'm unable to register this it's loading a d loading, I tried this app so many times to register but such an horrible system. Shame for Upay

Foysal Munir

1 year ago

This app has the best UI and user experience than the rest of the competition. They have lucrative offers and cashback rewards policy too. Cash out charge is one of the cheapest (if not the cheapest). I'll request upay team to keep expanding it's agents and maintain the service quality. Maintenance is key. So have patience and keep the good work, bright days are coming ahead.

Sadi

4 years ago

UPDATE! when i am trying to remove ucb account its redirecting to card adding page instead of deleting the account! Design is outstanding. thumbs up! I think it will be more convenient than previous UPay app. but need more feature like account information update by user, specillay the profile picture. I thought previous upay account will automatically add in this newborn baby app, but it literally disappoint me that I need to open account again. Best of luck!

sobuj Hossain

2 years ago

The world is changing with time, moving from development to further development. Going from one place to another very fast. Money is being transacted in a few seconds without any kind of person! One such app is upay. It has very low transaction charges. Cash out charge using upay app is only 14 taka. That is, it will cost only 14 taka to withdraw 1000 taka. Everyone can use upay app for easy transactions and low cost money transactions.

Monira Begum

10 months ago

I downloaded it today and tried the "refer and earn" option. The mobile recharge round was a scam. They said i will get 25tk rather i got 10 tk. I will never trust or use upay. Never again

MM TUHIN AHMED

10 months ago

I have seen the update. I just withdraw $800 today. Really good. It was a must needes upgradation. And that's why leaving 5 stars as well.

S. S. Saleh Mostafa

8 months ago

Yep, pretty good. But I would like to ask you to add Bininoy Platform in Upay. Also the number of your agents are very poor. Please attract retailer MFS shops to be Upay agent.

nashirul haque shishir

11 months ago

User goes out of the app after sometime automaticly. The app kicks the user after 2-4 min. Very bad app developed.upgrade like bkash rocket other banking app

Farhan Bin Rafiq

4 years ago

The registration method is acutely a worst I'd say. Because for taking a picture why do someone need to blink their eyes? And the software doesn't recognize the blinking easily or fast. Also the pictures it able to capture will you can easily use for meme templates. Hilarious pictures. Please add a button where we can press to take the picture. Or else I'm not gonna register. Thanks

Mensoa Mro Jewel

1 year ago

Because of the Upay Prepaid Card I can make international transaction with ease and app buffering (optimization) problem has been solved within a day after complain. They really care about their customer. Thank you so much for your service.

Ahasan Habib

3 years ago

Horrible experience. 1. Took a day for me to register in the App (didn’t get the bonus promised). 2. Can't add money from my VISA card. The app is repeatedly showing that "your session has expired, please try again". Informed the customer care but they didn’t bother addressing the issues even after 7 days. 3. Can't link my credit card as it shows that 'wrong customer'. Extremely poor compared to its competitors. Good Luck!

Enchoro Fergimax Endoh

10 months ago

Amazing app to use. Save and secured. No ads. Send and receive money,top up and carry out all your transactions internationally securely.

Shanto Saha

9 months ago

I faced a problem some time ago, I wanted to buy online train ticket by paying from your app, but the money has been deducted and there is no name on the ticket, I hope you will give an effective solution to this problem.

MD RUBEL AHMED

10 months ago

I have never seen so many useless apps like them and useless customer service. It is so difficult to open an account and their service is so bad. If I had known before, I would not have created an account.

Al Yeasin

9 months ago

l can get in by using my pin to dial *268#, but the UPay app never works when I try to use the same phone number and pin, and I always get the same message saying that "your phone number and pin do not match." Kindly give it another go.

Md. Shariful Islam

11 months ago

Service is awesome. But I think one option should be added. That is "Binimoy". Please add this. It will be very helpfull. Because here no upay agent on my entire city. If Binimoy option adds, I can directly transfer money from other mobile banking app. Since activation of my prepaid card I can't load money because of that...🙄🙄

Md Ashaduzzaman

11 months ago

Worst experience with upay! Last 2 USD exchange were on hanging and not yet any solutions from their end. My dollar already gone from my Payoneer account but I don't received it in my upay account, I complained support but they were said for 3 to 7 working days. We are using upay for instant exchange for emergency purpose but it's not usable to exchange the USD. Not recommended for USD exchangers who want money safe and secure with smooth transactions.

Jahidul islam

9 months ago

--- I had a terrible experience with Upay! My last 100$ USD exchanges have been stuck, and there’s been no resolution from their end. The money has already been deducted from my Payoneer account, but it hasn't appeared in my Upay account. When I contacted support, they told me it would take 3 to 7 working days. If They take Money from Payoneer They should fixed within 24 hour! 3-7Days is too long process. I'm not happy with that!!!!!!

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