UKU - Pinjaman Dana Digital
June 17, 2024
More About UKU - Pinjaman Dana Digital
UKU, juga merupakan anggota dari AFPI, menonjolkan layanannya yang aman dan andal. Izin dari OJK serta keanggotaan kami dalam AFPI adalah bukti komitmen kami untuk memberikan layanan terpercaya kepada Anda. Selain itu, UKU telah memperoleh sertifikasi ISO/IEC 27001:2013, sebuah pengakuan resmi atas Sistem Manajemen Keamanan Informasi yang kami terapkan. Ini adalah langkah nyata dari kami dalam menjamin keamanan data informasi pelanggan UKU.
Kenapa meminjam dana di UKU?
β Gak Pake Ribet!
Sediakan KTP, nomor rekening pribadi, nomor ponsel aktif, dan isi formulir di aplikasi UKU.
β Kami transparan dengan biaya yang dikenakan kepada pelanggan
Tidak ada biaya tersembunyi. Biaya layanan maksimal tidak akan lebih dari 14% per tahun.
(1) Jangka waktu peminjaman: 90 - 180 hari
(2) Bunga bersahabat maksimal Per Hari: 0,3%.
(3) Bunga tahunan maksimal (APR): 36%.
(4) Nilai pinjaman: Rp. 500.000 hingga Rp. 12.000.000.
Simulasi Pinjaman
Perhitungan biaya untuk produk pinjaman Rp1.000.000 selama 90 hari:
β’ Total Pembayaran = Rp1.000.000 + (Rp1.000.000 x 0,3% x 90 hari) = Rp1.270.000
β’ Nominal tagihan tiap periode (per 30 hari): Rp366.700 (termasuk PPN)
Perhitungan biaya untuk produk pinjaman Rp12.000.000 selama 90 hari:
β’ Total Pembayaran = Rp12.000.000 + (Rp12.000.000 x 0,3% x 90 hari) = Rp Rp15.240.000
β’ Nominal tagihan tiap periode (per 30 hari): Rp4.399.600 (termasuk PPN)
β Dana cair dalam maksimal 24 Jam
Dana tunai akan cair ke rekening terdaftar Anda setelah lolos proses verifikasi.
β Terdapat beragam cara pelunasan yang memudahkan
Pelunasan dapat dilakukan di mana saja dan kapan saja melalui transfer ATM, M-Banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, dan Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).
β Kami berkomitmen untuk melindungi data pengguna
Selain mengikuti pedoman OJK dan sertifikasi ISO/IEC 27001:2013, UKU hanya mengakses camera, microphone, dan location pada ponsel.
Tahapan Proses Pengajuan Sampai Pencairan
1. Download aplikasi UKU di handphone Anda lalu buatlah akun dan pilih nominal serta durasi pinjaman dana sesuai kebutuhan dan kemampuan Anda.
2. Lengkapi data diri Anda. pastikan foto sudah diambil dengan jelas. Data yang kamu isi harus data yang sebenarnya dan pengisiannya sesuai dengan prosedur.
3. Tunggu proses verifikasi oleh sistem. Setelah pengajuan dilakukan, sistem kami segera memproses verifikasi. Status verifikasi dapat di cek di dalam aplikasi.
4. Setelah lolos verifikasi, pencairan dana akan dilakukan dalam maksimal 24 Jam.
PENTING!
Harap berhati-hati terhadap segala bentuk penipuan yang mengatasnamakan UKU atau PT Teknologi Merlin Sejahtera. Dapatkan informasi resmi hanya melalui kontak di bawah ini:
WhatsApp Customer Service (1): 087716640284
WhatsApp Customer Service (2): 085219944374
Telepon: 021-80679606
E-mail: [email protected]
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU Solusi Keuanganku
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UKU | PT Teknologi Merlin Sejahtera
Mayapada Tower 1, 18th floor suite 005. Jl.Jend. Sudirman Kav.28, South Jakarta
Latest Version
6.9.13
June 17, 2024
PT Teknologi Merlin Sejahtera
Finance
Android
11,848,093
Free
com.mintq.gocash
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User Reviews
A Google user
5 years ago
Good app. Recommend!! Uku is the best because never disappoint customers who have a good payment record. a third time loan has just been approved and within minutes the funds have been transferred to the account. thank you uku ππππ
A Google user
5 years ago
This application ia talk to much. Even we late just one day they talk to much and bothering. We get the punishment for late paid so for what they still bothering. Talk to much. Its better for using akulaku rather than this application.
Fendi Lesmana
1 year ago
Fast n easy to fill the form, waiting for approval
Agoeng Koern
4 years ago
Just missed due date one day (I've no problem with the fund just missed the day only/accidentally neglected payment.. might be need intens reminder to cover in this case) and immediately paid the day after in the early morning,still can apply and approved,Great and thank you
Angela Lee
2 years ago
very disappointed! I'm a old customers and early repayment but the next loan has no response but in the notification application it is being disbursed!! disappointed!!!!
Yuliana Kurniawan
3 years ago
stress mode on.. get covid so late payment only 2 days already get late interest and already talk to the collector wait i will finish payment this evening after finish final check covid negatif.. but 30 debt collector chat with bad comment and so crazy to get me pay that.. if i late so long and no replay chat you can do it guys... think before do that to me..
Arfin Fajar
1 year ago
My Review on UKU, Its terrible and annoying experience. Their BOT reminder cant EVEN catch what im saying. and they kept SPAMMING calls for EVERY 30 mins. We get you guys offered us cashback or points for early payment but not like this. what you guys did are forcing people to pay. Not very recommended.
Ridha Wulani
2 years ago
So so bad. I really hate this one , just because late one day for short tenor, they started chat with negative comment to your contact list . I'll never use this app again. So disappointed with their TEROR ! At the point it's so BAD , Trust me everyone !
RIVANDY TRISAMRASUL
3 years ago
its not a very good loan apps as the comment below said. system has rejected the id card photos meanwhile the photos focus is great and every alphabet has shown correctly and can be read by. useless apps π§π
Rimawati Sinaga
2 years ago
this application so annoying, they reject my application but they asking me to pay the credit,i even didnt received any money,and suddenly they call my contact,its very annoying.do not use this application!
A Google user
5 years ago
agree with other user comment, this is one of best loan apps, professional customer service and you never find badmouth services from this app, like mostly loan apps. UKU is easy to apply, fast disbursement and great service. keep up the good work!! definitely will recommend to others :)
Tigeris Furry
3 years ago
Already applied 3 times and approved. Very helpful in an urgent situation, minus only a very short time for installment payments. Hopefully in the future the time given for installment payments can be extended or changed in no more 7 days but maybe 15 days or per month...anyway thanks for approved my loan again π
Chandra Siswanto
10 months ago
Be careful, your data can be used in here even you not borrow the money
NINA JOA
4 years ago
Easy to use, fast respond, money transfer in a minute, and the most important is they are not like other apps that pushing you, rushing you to pay before the due date. This one is good they remind you by notification. Recommended UKU. Thanks
radhia ahmad
1 year ago
good! easy to use and good payment's period. thanks UKU
Rifky Jose
1 year ago
I'll give 5 star because UKU is helpful and give you great period to paid, if you are good person. My complain to UKU just please reducing the call from the cs.
HW Indonesia
11 months ago
Good aplication with reasonable scheme
Epon Karmini
11 months ago
Fast and easy pinjol..
Hendro Hadiprajitno
2 years ago
I do strongly NOT recommend this option for loans. The debt collector is NOT polite at all and very harassing. Very inconvenient experience with this app. Anyway, the interest is not as low as they advertise. If you guys in a need for urgent loans, i could recommend others, namely ADAPUNDI, ADAKAMI fintech, in which they are better in term of being reasonable with collection as well as the term loan. DO NOT USE THIS UKU Apps!!!!
Gold Mountain
1 year ago
Relatively small fintech with so little equity to enhance their apps. Customer services and debt collectors are sucks. It sends sms using program up to 100 times per day if you late even only 1 day. I do not recommend UKU at all unless you don't want to.pay this small fintech at all.
