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UCOPAY+

June 20, 2025

More About UCOPAY+

UCO Bank, a commercial Bank and Government of India undertaking provides various customer oriented services. To facilitate customers more towards the digital Banking and cashless environment, UCO Bank launches UCOPAY+ a digital wallet app an alternative to your physical wallet/Batua.
UCOPAY+ is a semi closed digital wallet application on Android platform to cater your financial requirement. It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc., sending money to your near & dear ones. It contains various features like adding money from your net banking/debit card/credit card, getting money from your pals, paying money to your pal’s wallet/UCO Bank account. It provides facility of QR Code scanning of merchants and doing quick payment.

You can check all transaction statement and send it to your Email-IDs.
How to Register:-
• Download the app “ UCOPAY” from Android playstore.
• Register in “UCOPAY” by entering your mobile number and creating your profile.
• Load money into your wallet (through your net banking, debit card, Credit card, by asking from
your Pal and by your Bank account).
• Use the wallet money for your day to day expenses like bill payment, mobile/DTH recharge, online
shopping etc.
• Transfer money from wallet to UCO Bank account.
• If you are a merchant, create your own QR code and receive the money by displaying the QR code
to the customer.
• Customer can pay the bill by scanning the QR code without any pain/complexity like writing
account number/IFSC/Name etc.
• Any complaints need to be forwarded to [email protected]
All you need to access the wallet is:
• Android OS phone
• Access to Internet which can be via Wi-Fi or your mobile internet

Latest Version

Version
1.3.9
Update
June 20, 2025
Developer
UCO BANK
Apps
Finance
Platforms
Android
Downloads
1,708,903
License
Free
Package Name
com.lcode.ucopay
Download Now
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User Reviews

sed depp

2 years ago

After latest update there is serious issue is adding fund to the wallet. Either it is getting stuck in payment payment or after payment it's not loading back and adding funds. Amount is getting debited and not getting added to wallet. This needs immediate fix.

A Google user

6 years ago

Dear sir, I have instant account through ucopay+ and from last one year, I tried to apply a debit Card but the apps show only- your request on process. your digital banking system/ instant account opening system not satisfy..

SHYAM KUMAR BAG

4 months ago

Very bad service when I create account its showing error but after some time the account was opened and I try to KYC details upload but its showing error request time out try again

A Google user

5 years ago

After updated on 5/2/2020, app get crash when it is opening.....till now i can not able to open that app. I have paid 2000 rs for bill payment of my credit card, but till now not to be reflected into my account, almost 15days gone.

Beckey Panthy

1 year ago

Worst app! If you have added you money in the wallet, forget about getting it back or using it. I have my money stucked in the wallet, when I try to withdraw, it asks for KYC which I already have submitted to the bank. But no use. Remove this app from Play Store please.

A Google user

5 years ago

I have been using this app. Recently I have updated. After updated it was not opening after entering password and login. The app stops and closes automatically after this

A Google user

5 years ago

Wrost App. I was added 3k in it but it got stuck. Now i can't use it. I did Full KYC by visiting branch but the worst app still showing please do your kyc by visiting your nearest branch. No proper customer care. As a result i requested closed it, but still no response & no refund of money. The worst app I have ever seen. Don't download it and don't register,don't add money into it else your money will got stuck.

Kiran Kumar Velalam

5 years ago

Worst app in the world, even technical team (developers) don't know when it works properly, neither responds to our mails if we have any issues nor resolution provided as my amount Rs. 5000 got stucked in the wallet now i am unable to log in since 3 days, getting requested time out when i tried to log in, how ridiculous this app, do the needful immediately. Please don't use ucopay wallet

A Google user

6 years ago

I installed this app because I couldn't recharge my videocon d2h from the bank app. Loaded Rs 500 from my account. Couldn't recharge d2h. Again tried to add biller payee but it doesn't work. Tried sending the money back to my bank app but it's refused. Again my phone warned me that this app keeps working in the background(for what?) and guzzles up battery charge so uninstalled. My money gone down the drain. This app is a fraud. Zero star, but had to give one star as they do not allow review.

RR Pal

3 years ago

UCOPay+ wallet is working or not?? i want to open an instant account. so i fill all the details and by last step to add nominee when click to submit, it show a pop up that unable to process, try again later. please try again later. now i want to know if this app is closed then how i close this UCOPay+ wallet??????

ADVENTURE'S LIFE

4 years ago

Worst app ever, when I try to login it show "ucopay+ s" and other nonsense things. Over all I am unable to login for two days... Developer are totally unable to complete the development of the app. If they are unable to develop the app then why this type of nonsense things are in play store...😠

Tushar Wankhede Patil

4 months ago

App is not working i create a saving account but when i proceed for video kyc sedule then showing error Request time out, please try again" i try last 1 month but do not work, i never seen like that banking app..and some devices not open anything camera & galary for document upload for video kyc sedule... After allow all permission then not working anything This is totally unacceptable by bank or branch I've already visited the branch…

Phanindra Mannem

4 years ago

Excellent app for credit cards and Uco Bank account holders. less use for Others to use this. We can add amount through credit card and transfer to our uco accounts without any charges. This is the only one app for credit cards wallet without fee

A Google user

5 years ago

After recent update my 3000rs got stuck in wallet and I am not able to transfer to the account or do any kind of payment. However this problem occur after recent update and same thing happening with many Ucopayplus customers. Kindly do the needful action earliest possible in this time of crisis to ensure every customer get there money transfer to their account soonest possible. Thanks.

A Google user

5 years ago

After recent update I am not able to transfer my money from wallet to bank account. My 5000 rs got stucked. It says this feature is temporary disabled. And even I cannot do anything other than transfer as well. Like electricity bill pay, recharge, piped gas bill pay nothing I can do. So please give a update resolve this issue as soon as possible.

First Fly

1 year ago

its server is down all the time, It's been a month since I installed this app but I'm still not able to open my account. When the Aadhar card OTP will come, that page is not opening till today, it is just showing that unable to process. I installed this app thinking that my account will be opened but it is a bad app and useless.

gurdarshan singh

2 years ago

Your app is not working properly since you have released new update on your app.. I can't load Mony in the App. I have tried multiple times to load Mony in wallet with various options but it's failed every time at last stage after placing an OTP. I think there is some bug in the update. I request you to kindly fix is as soon as possible or release new update for the aap.

himanshu tekchandani

4 years ago

This is the worst app i've ever gone through. Many times it gets crash when you're adding money to uco wallet and your amount gets stuck as amount gets deducted from the source from which you were adding but doesn't get highlighted in your uco wallet I'll never recommend this app to anyone Also there is no proper customer care service by which you can sort it out query

A Google user

6 years ago

Hated It. Nothing at all really works. You can only add money and no withdraw option. Never got the debit card delivered even after branch formalities. App is barely functional. Branch and staffs aren't aware of anything. My overall experience with this app and bank both has been really very unpleasant. Please improve your services.

SEM KUMARI DEVI

2 months ago

Unable to upload documents in video kyc section. Also it shows white blank page in Instant A/c Details section. I visited the nearest bank branch and they asked me to fill out a new opening account form again with photos on it and submit it. So, there's no use of this UCO PAY+ app. If you want to open a new account it's better to visit bank and fill out a new form and submit.

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