Omega Loans
6.5.1 by Capitalpoint Limited 4/5 (159 Reviews) June 30, 2024
More About Omega Loans
Are you looking for a hassle-free way to get some quick cash? Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.
How It All Works
Making an application
The first step, of course, is to fill out our easy-to-understand application form. You will be asked to supply details such as name, phone number emails, etc.
Accepting a loan offer
After your loan has been reviewed and verified, You will be notified and presented with a loan agreement. Check over your agreement again to make sure all your details are correct, and if you are happy, you will be able to electronically sign to complete your application.
Getting your money
Once a lender has received your digitally signed loan agreement, then your funds will be sent to your nominated bank account, usually the same day. A lot of lenders utilize faster payments these days. If the lender you have taken a loan with uses this service, then you could have the money in a matter of minutes. Though this does depend on if your bank accepts faster payments as well.
Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Omega Loans From Omega Credit Union does not charge more than the amount of the facilitation fee (plus a one-time late fee if you do not pay after the loan repayment grace period). The loan amount does not compound or accrue.
Grow with Omega Loans From Omega Credit Union and build your limit up to $2000 by making your loan repayments on time
PERSONAL LOAN RATES AND FEES
Loan Amounts: $50 – $2000
Maximum Annual Percentage Rate (APR): 16.50% - 21.00%
Tenure: 3 months to 2 years
Processing fee: None
Onboarding fee: None
Terms: Depending on the loan amount for which you are eligible, you have the option to choose repayment terms of up to 2 years. Every loan amount we offer has the option to repay in a minimum of 62 days.
Representative Example
Assumed borrowing of $1,000 over 12 months at an annual interest rate of 14.9% (fixed) would result in a representative rate of 14.9% APR, monthly repayments of $89.77, and the total amount repayable is $1,077.24.
Customers have the option due to the extension to repay their loan amounts even up to 12 months as a package from Easy Loans.
Our Promise of Safety and Security
We take your privacy very seriously and we will never share your personal information with anyone except with strict permission from you.
Latest Version
6.5.1
June 30, 2024
Capitalpoint Limited
Finance
Android
156,130
Free
com.omegacreditunion.omegaloans
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User Reviews
Dorcas Asante
3 months ago
Is very simple to fill in and doesn't request for too much questions. I think is a good app. My loan is still under review hoping to get it soon
Mazharul Islam
3 weeks ago
Totally useless and 100% fraoud app. This kind of app must need to be permanently closed that the cant waste people time.
Fenuku Gabriel
3 months ago
This app is very easy in terms of registration but disbursement of the cash is still under review for 3 days now, if the cash is confirmed, I'll come back and rate it 5
ephraim khondowe
1 month ago
Am rating one star until I get cash that's when I will rate all the stars,the app is the best, and fast to register but disbursed money taking too long
Nana Aqwesi
3 months ago
The process in providing your details is easy as compared to some other mobile loan apps. Disbursement takes only seconds. The best mobile loan app so far 👌
Mohammed Rahman Mallick
2 months ago
I am very disappointed with this application more than a week I'm waiting for to get my loan pass but still showing approval is in process there is no value of time if you are in any Emergency you can not trust this app
Dansan Nyuki
3 months ago
This is a good and convenient app as it does not require a lot of information during registration likewise it allows you to apply for the loan that gonna meet your financial needs though it is about 5 to 6 hours now my disbursement is still pending till i hope my loan item will soon be approved, If i get the money soon i shall rate the app in five stars and recommend my friends to use this app
Shelby Hartsook
1 month ago
It's a scam to get all of your private information. No one has ever actually been approved and gotten their loan.. take the time to read the reviews.
SA Production
1 month ago
Not sure if this app is for real it's been more than 7 days after applying but till date no update, we cannot even edit the information that been provided too.
Linda Bester
2 months ago
It was quick and easy, everybody wants your banking info even before loan has been approved. Really need this loan to complete my coarse in cluster asst. Thank you
Kumar Thapa magar
2 months ago
It's says for approval take time 7 days but it's month now...please mention the right timing for approvel....now also I'm waiting...when I get the approval then I'll give 5 star and also suggest another....but I also haven't any response from the app so now it's 1 star
allen jarman
1 month ago
Still pending after a week. Not sure if anything will actually ever happen. Over a month later and still "under review". No way to contact anyone to ask about it either.
Lebo Zyn
1 month ago
The application process is very simple doesn't ask for much paper which is good but the approval and communication is zero it's been a week no response non whatsoever, not suitable if you need money urgently...
willy jhon
2 months ago
Easy to use, but I am still waiting for the approval. Also the amount and the duration is quite generous. It's give the ability of preparing well for the reimbursement. Thank.
Fairose Tengile
1 month ago
It's easy to apply , but don't receive the service. I've waited for a week but don't get approved or disapproved, so i don't think this is really helpful, until i see it gives me service cause i don't even know whether is it really working or not.
Amanda Whiting
2 weeks ago
Still no status update email address isn't found and website under construction definitely not worth time if you can't get a hold of anyone. Deleting app.
Grefern Kabunda
1 week ago
Easy to use the app but not receiving the money it's more than 7 business days and it's now two weeks not receiving the money (no approval) meaning fake app
Mohamed Ricko
3 months ago
Really it is bad experience the app not working and restart every time without applying the loan. I need to mention something that any one download the app means he need money for emergency and when we faced this issues I will not explain you will get what I mean or you are not care about your cast and service from the beginning. Thanks for your time
Mohd Faezan
1 month ago
Not recommended... Is very simple., Easy to Write on Apps description about the service... But almost user review is Badly about the process... My advice is DON'T APPLY,. Protect your Data (NRIC ID) ..No one can grand ur data is highly Safe after Proceed the Applications.. Even GOOGLE also can't ensure the User DATA is SAFE by Developer Apps Practising...
Ireen Mutalala
2 months ago
I applied for the Loan in March but up to now l haven't received the money so l don't know if you people really give out loans, l can only be able to rate after receiving the loan because it's almost a month since l applied as compared to the 7 days you have stated and yet l haven't received the loan. I want to boost my small business. So l have just given 1 star.
