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Milkii

June 17, 2025

More About Milkii

Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options.
Key Features:

Flexible Repayment Terms: Choose from repayment periods ranging from 60 to 180 days, allowing you to repay at your convenience.

Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates.

Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions.

Representative Loan Example:

Cash Loan - Milkii Nano
Loan Amount: 500 ETB
Total Charges: 50 ETB
Total Interest: 0 ETB
Repayment Period: 90 days
Frequency: Monthly

Airtime Loan - Milkii Airtime
Loan Amount: 25 ETB
Total Charges: 0 ETB
Total Interest: 0.20 ETB
Repayment Period: 90 days
Frequency: Monthly

Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience.

Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

Latest Version

Version
0.4.0
Update
June 17, 2025
Developer
Oromia Bank S.C
Apps
Finance
Platforms
Android
Downloads
98,714
License
Free
Package Name
et.nanoq.milkii
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User Reviews

Abreham Tesemma

1 week ago

how about your lone. easy or......

Abeni

5 days ago

can i borrow without oromia Bank account

Bilisa Ahmed

1 week ago

what a wonderful app

Yonatal

2 weeks ago

The app is totallu useless.

Ahmed Emamu

2 weeks ago

it is nice program!

Belete Getachew Dadi

5 months ago

wow most effecient app to process my credit requested by checking my account turnover within an hour.

Dr. Eticha Dilbessa

2 months ago

It is so secure and easy to browse particularly with a range of users.

Barsanaol Kumsa

1 week ago

How I can fix device ID problem?

Leul Nigus

2 weeks ago

It's an application that hasn't finished preparing yet.

Tarekegn Yoyato

2 weeks ago

This application is so dormant.This is an absolutly wrong issue. As I think this is a way how to attract the customer wrongly. Please, do always the real thing.

Rebeka Dangew

3 days ago

sejemer ayekefetm ayeseram it dont work the is so not good

Adugna Abdisa

2 weeks ago

BEST APP, FOR USER FRIENDLY AND FINANCIAL SERVICE

Michael Alemu

6 days ago

This is the best opportunity for small-scale businesses and overall benefits for the bank clients

Birbirsa Shundhe

1 week ago

The best digital micro loan application of the year!

Hundaol Alemu

1 week ago

best collateral free app from oromia bank,I appreciate the bank,oromia bank keep it up more and more. please use oromia bank product through milki and oroodigital

Gadisa Shasho Ayana

2 weeks ago

Very Simple,trust and convenient application of Century which enables the People to have Financial support. Milkii is our 1st choose everytime

Aman G. Dibaba

2 months ago

The application is doesn't work and it's fake at all. It deduct 200 Br for registration from Account, After that no any response for customer, only say "please wait while we process your score" and also "the process may take a few minutes to complete". But it takes more than 5 day's not afew minutes to check status. So, I can say it's fake app.

Tare Keb

1 week ago

I think this app very secure and good for loan financing but it has some problems for bringing money what means when you asking toget finance no one get it for this case it's has some problem!

kal solomon

2 weeks ago

I don't and can't understand why I have to pay 200 birr for the activation of this app. it's not fair, and it's not right. For a bank that is losing its customers steadily, you just have to do better. Do better.

Werkina Dejene

1 week ago

it's idea is good but the app is inconvenient, inactive, even if it's too late to start. as I think it's either on developing or misdevelopment.

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