MAXLOAN Loans for Bad Credit
December 15, 2025
More About MAXLOAN Loans for Bad Credit
Installment Loans
Loans for Bad Credit
Cash Advances
We're here to help every day of the week. On our new online loans app, get a personal loan between $100 and $15,000.
Fast loans, incredibly secure service.
Build a brighter future with a smarter loan.
MaxLoan utilizes advanced technology and analytics to provide access to credit when our customers need it most. We offer loans for bad credit at lower interest rates than virtually all other loan providers.
MaxLoan is the easy, safe way to secure a personal loan up to $15,000 in just minutes.
Simple 3-Step Process:
Step 1
5 Minute In-App Form
Our secure online form takes 5 minutes or less to complete. The process is completely online - no lineups and no waiting.
Step 2
Sign for your loan and collect your funds
Once connected, review and e-sign your loan agreement to finalize your loan. Money is deposited into your bank account as soon as the next business day.
Step 3
Repay your loan
Repayment periods for installment loans can range up to 60 months. Short term loans are typically repaid on your next pay date.
You're in Control
Simply fill in our online request form and we will connect you with a lender from our network.
Money Tomorrow
Once connected, funds are typically available in your bank account as soon as the next business day.
All Credit Types Accepted
Stress less about your credit history and focus on improving your situation. Our lenders offer loans to customers of all credit types ranging from excellent to poor. Bad Credit Loans are our specialty.
Your Security & Privacy are important to us
We take our customers privacy very seriously. Your information is protected by 256-bit encoded security while using this site.
We understand emergencies can happen and your financial needs can change over time or suddenly. Our network of lenders provides quick and secure access to loans that can suit your personal situation, empowering you to do more with your money. We strive for perfection in being your one-stop-shop for your cash advance and personal loan needs. Look no further, MaxLoan has the perfect loan for you!
Loan Terms Disclaimer
60 Months - Maximum Loan Term
61 Days - Minimum Loan Term
12.75 APR - Minimum Interest Rate
22.75 APR - Maximum Interest Rate
Example of Actual Loan Cost:
Loan Amount: $2,000
Repayment Term: 24 Months
Interest Rate: 26.7%
Loan Origination Fees: $65.00
Payment Every Month: $157.21
Total Loan Cost: $2,312.55
Latest Version
December 15, 2025
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User Reviews
Ouattarra Karim
2 years ago
🏍️ MaxLoan It is totally good for instant loan I like it when I tried this is a best app for loan and credits My mom asked me to lend some cash. Before the salary was even more than a week. The filling procedure is as simple. The fee isn't that small, I agree, but the bank fee is even bigger, so there's nothing to complain about. Quick funds with simple application.
Payton Arias
3 years ago
MaxLoan I've been using the app for a long time. I often take out loans for children's education and unexpected expenses. I can always calculate the number of monthly payments using the calculator in the app and evaluate my ability to pay them. But my eldest son can't take out a loan here since he is not yet years old. 😏 I want to share my opinion about this app. Having tried many of the applications, which offer to take loans, I can say this one is the best for me. The time of reply is short, all the information is clear and the amount of money they offer to lend is big. I can say I am totally satisfied with the app.
Jarass Orbins
3 years ago
MaxLoan the easy way I don't like finding myself in a difficult situation, but who actually like? It's absurd… Anyway, I want to tell you my story about the app using. !! Ease of access could definitely be improved, as to downloading problems !! . When I started using this payday advance app, I forgot about calling friends and asking them to lend some money. The application allows you to use money at any convenient time for you and not to think about how to get it.
Mayer Leon
3 years ago
MaxLoan super super good app, it's helped me a lot in my critical condition when I was out of cash. APR was unreasonably high, especially if I needed the money urgently. 400 dollar cash advance will have a repay value of 460. That's exactly what I needed. Pay back in small simple payments. 🙄 Their great, simple, & friendly. Keep up the good work🤗🤗🤗
Maxwel bonds
3 years ago
MaxLoan for free I'm not the most confident when It comes to internet, so in matters such important as borrowing money online I need someone to explain me the basics and to guide me through the process. It was nice, the payday cash advance came so quickly that we wondered why we hadn't used it before. Generally speaking, my user experience is positive. Truth is this, it took a total of 5 min to fill out their app. The only downside is it takes four business days for each payment to go through. I used only once because it was an emergency situation. I like it so far.
Ontiveros Daniel
3 years ago
MaxLoan This is the best loan app for instant loan got with few minutes 🎳 It was the th birthday of my only son. My family was super poor as well, so I had no other choices but use the app. Moreover, they did it reasonably that emphasized their excellence. Two or free clicks and I have a payday cash advance in my pocket. I have always had the opportunity to choose the cash advance terms. Sometimes my bank disconnects (that was once) but its always an simple to fix. Getting an error saying my bank is unlinked, even when it's showing as linked. Most importantly, the interest rate here is usually reasonable and the diversity of offers is great.
Westbrook Riggins Richardson
3 years ago
MaxLoan Always helpful when I need it most! I trust this company fully and they have never left me down. 🧑 Don't spend your precious time trying to persuade a bank you will pay back and collecting all these unnecessary documents. There's much easier way to do it. All you need is your passport and the internet connection. The applying process is easy and quickly. After a minute they send cash into your card.
mu'awiya musa
2 years ago
🧗♂️ MaxLoan When I opened it for the first time, I had to wait a looong time for online loans to finally open and load everything up. It took me a whole evening to upload the necessary documents and create an account. But the next time I opened this payday loans app it has been working smoothly, so the first impression turned out to be a false one. 🧗♂️ Wow quick and simple ..using to build my credit. Next time, when I was looking for an app, providing cash cash advances, I was more careful. Got help right away..
Hui Vandevort
3 years ago
MaxLoan I've always had a bad experience in getting money loans. Sometimes I made mistakes due to carelessness, and credit institutions were only happy about that. When I found a payday loan app I was afraid of getting the same consequences but my hopes was justified. Thanks for an honest work with clients! 🤼 Love it , truly works. I love this app was approved in 10 min and its helping me build my credit score as well.
Freida Cwiklinski
3 years ago
MaxLoan I've tried the same apps, but I don't like their interface. It's all fair and you'd better talk to the operators before sending the request and you'll get through the system. I had no earnings or any job to make my living. thanks so much 👨🦲 Honestly, before this app, I hated using cash advances app, because good ones are always hard to find and complicated in using. I repay everything on time, so I never had to pay any additional funds, only what is indicated in the contract. The rate for short term cash advances is great, thats a huge benefit. Now I am to do just a few clicks to get a cash advance, and I will never go to a bank to take out a cash advance again. All information was divided into the appropriate sections. Enjoyed the rates and the whole process. I haven't seen them for a long time and miss them all the time. Nobody is a saint. I got a cash advance and pay it back from the wage. It's right there when u need it. No more difficult than registering in a social network. However, it took a day to get a payday cash advance. It consisted of withdrawing the necessary amount to creditors each month and allowed avoiding overdue payments.
Hunter Pitts
3 years ago
MaxLoan A good no-credit-check loan for those, who have a low credit score or no credit history. I've tried nearly fifteen applications and according to my experience, this one has the lowest interest rate on the loan. To send a request you are to fill out one form, short enough. Soon you receive an offer, which you can either accept or reject. 😊 With juat few documents uploaded my loan was processed and even i got my instant personal loan money directly send into account...
Harmon Cantrell
3 years ago
MaxLoan Really helped with last minute holiday. "Loan App really came through for my last minute Christmas shopping! Money was in my account in no time at all! 😭 If you're still in two minds if it's a good idea to try the app or not, I can share my story. My request was favored, the money came almost instantly. Well, this app is really simple to use, there are no pitfalls. My payment plan looks pretty good. I like all the conditions.
Florrie Pa
3 years ago
MaxLoan A good no-credit-check loan for those, who have a low credit score or no credit history. I've tried nearly fifteen applications and according to my experience, this one has the lowest interest rate on the loan. To send a request you are to fill out one form, short enough. Soon you receive an offer, which you can either accept or reject. 🙆♀️ With juat few documents uploaded my loan was processed and even i got my instant personal loan money directly send into account...
Self Rush
3 years ago
MaxLoan This is a handy application that gives me the ability to get the right amount of money on loan almost at any time. I would like to note that I have never been asked for guarantors or collateral for the loan. I gave up my bank loans a long time ago. I only use the app, although the interest rate is high here. 😬 My first experience of using Cash Advance has gone well, so thank you for your work. I was worried if they really didn't need to check my credit score or this option didn't work with a new client. But they didn't check, there were just a few simple questions and my personal loan was quickly approved.
jhiunoh madlin
3 years ago
MaxLoan Excellent app simple and efficient. 🦡 Previously, I had trouble remembering the date when I had to go to the bank to pay off the loan. In Payday Loans Personal Loan there's no such a problem. I get the notification on my phone before each payment date, so I always pay on time and feel safe. The payday loan app is comfortable to use and suitable if you need to borrow money quickly.
AdeliaMontal maryio
3 years ago
MaxLoan I would recommend using the application for raising your credit score quickly. I liked the no pressure and quick approval. I took out a cash advance through the app even though I had poor credit. 🥂 The first time when I used the app was a year ago. My monthly expenses exceeded my income. I had to buy additional optics for my camera, and it is super expensive. This cannot be described in words. Good luck smiled on me and after a long time of searching for a reliable app I found what I need. They helped me throughout the process and answered all of my questions. I noticed that you aren't cluttered with needless information, the lender is aimed only at you.
Cleary Barton Fernandez
3 years ago
MaxLoan I got immediate help for an emergency 😍 Ä°t is definitely a much better option rather than advance financial or ace cash express. No problems with service, no glitches, super quick. Thanks cash advance ! Update: My credit score has improved by 50 points in two months. The possibility of extending cash advances also pleased me. Some applications need special allow on your smartphone. Accessible to most borrowers, so I advise you. If I could, I'd give all the stars on google play.
Rena Pietrowicz
3 years ago
MaxLoan I have used Bad Credit Loans's Banking a couple of times. It was exactly as they said it would be no hidden fees no problems. The money was posted to my checking account within a couple of hours I didnt expect it to hit so quickly. It helped me pay some unexpected Bills. 🐣 I used different credit apps, but I liked this the most. It helped me relax and forget about my problems.
Tomasa Devendorftk
3 years ago
MaxLoan Good app, but verification taking some time, Finally I got it Thanks 🙄 Bad Credit Loans was fast and easy and I was approved for the amount requested. I like that there is a grace period if you need time to pay back the payment! The only issue I had was linking my bank card as it denied saying they could only work with Visa Debit Cards, and my bank card is a Visa Debit Card. Other than that tiny issue I can't complain about Bad Credit Loans these guys were great
Drita Demiri
4 years ago
MaxLoan absolutely I have been looking for the cash advance app for so long and finally found this one. However, this is not a fake review so let me be the first to tell you this app is % legit. After a short search I found cash advances now and applied. They also said that they won't give us any money, so we sought additional help. If earlier I was afraid of payday cash advances for many reasons, now fear has been replaced by calmness. Wish you good luck in your big deals! 🥰 😇 super simple to use and helpful when in a pinch. I guess paying on time has its rewards. And to be clear im super much a new customer and am so amazed that I just got approved for 75$ i was trying to get 150 but the fact that i got $75 im so excited. A great way to build credit, balance bank accounts, and pull money out for the holidays. Has never disappointed me. Dont take a cash advance unless you plan on paying it off :) 🤲
