Kredi Bank: Loans and Savings
August 03, 2024
More About Kredi Bank: Loans and Savings
KREDI FEATURES:
- Account Opening: Opening a Kredi account can be done wherever you are and whenever you want. Simply select an account type and fill in your personal details. It's easy peasy!
- Save Money: Saving your money just got better. Simply log into your Kredi account, click the "start saving "button to start saving immediately for all your needs and goals.
- Loans: Kredi provides small, short-term nano, SME, salary-backed, and collateral-backed loans to cushion your finances when you need it.
- Fund Account: Send money and make direct deposits to other bank accounts. With your Kredi account, you enjoy secure transactions with just one click.
- Transfer: Enjoy credible, convenient, and quick transfers. You can make transfers to Third Parties seamlessly and in no time. Start making your transfers!
- Bill Payment: Reliable and secure way to settle your bills and fast payments. Just create an account to manage and pay your bills online with Kredi.
- Airtime Top-up: Our airtime & data top-up service allows you to send mobile credit to any mobile network. You can buy instant airtime for family and friends where you want, when you want.
REPAYMENT TERMS FOR ALL LOANS
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 180 days. Choose the loan term that's right for you within the app.
RATES AND FEES
Our loans range from N5,000 to N500,000. However, you must be at least 21 years at your last birthday to be considered for a loan. The loan tenor can be between 60 to 180 days. Interest rates range from between 4.5% - 35% with an equivalent monthly interest of 5%- 29%. An APR of 29% to 120%.
A typical example is this:
If you choose to get a 6-month loan of N10,000, Kredi Bank charges an interest rate of 5% per month which would amount to 30% for the tenor. We would charge you N3,000 as the interest of the 6-month period so that your total repayment is N13,000.
- We usually require no collateral, guarantors, or documents. However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our Kredi Bank app and apply right from your mobile phone.
- We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.
ADDITIONAL NOTES
* When processing your loan request for eligibility, we look at several signals, such as your credit score, past loan performance, etc. We require that loan applications be filled with the correct information as any falsification could delay your loan request, or your profile may be blacklisted. For cases of fraud, you may be reported to the authorities.
CONTACT US
We're eager to hear from you as we welcome feedback and tips to make our services better. If you have any feedback, questions, or concerns, please contact us at info@thekredibank.com or call us on +234 1 888 5557.
Latest Version
2.8
August 03, 2024
Kredimoney MFB Limited
Finance
Android
592,045
Free
com.kredibank
Report a Problem
User Reviews
Longmon Tisso
1 year ago
Third class very third class application
ram m
1 year ago
OTP is not coming why worst service app
Babarinde Kehinde
2 years ago
(1)decided to give this app a try and I must tell you that I don't regret it one bit! (2)This is one of the app i used as a business person because it help me to generate loans,it can be used to save money as well, Theirs customers service is top notch.... i love kredi because they're fast and reliable. (3)it is an app where you can buy Airtime, Data, pay Bills and so much more. It is not stressful like other airtime funding app.
Babayemi Noah
1 year ago
Kredi bank are fast and reliable customer service response is great Kredi bank app has great Interface and its good for online banking. As a business person you can use the app to generate loans.
Olaleye Segun
1 year ago
I decided to try the app out after my friend recommended it for me, and with the experience I have while using this app is top notch, fast and reliable and i heard that the also give loan to people
Idigu Isreal
1 year ago
I don't know what wrong with the app ...I have been trying to upload a photo but always denied...it really frustrating
Besin Elisha
1 year ago
I kept trying to sign in after the installation of the app but the app keeps and is still telling me bvn validation failed when everything is correctly inputed. Please can you help me see to it?
kehinde bello
1 year ago
Kredi Bank's loan options are fantastic! With competitive rates and flexible terms, they make achieving your financial goals easier than ever. Their customer service is top-notch too, providing support every step of the way. Highly recommend!"
Nwobodo Christiana
1 year ago
Kredi Bank App are one of the best application I've ever used. They are very fast and reliable. They have good online banking that is user friendly. They also access loans for their customers. I highly recommend them.
Mariam Abisoye
1 year ago
Why did you stop other loans now it's just nano loans for working class only. The app is not worth it anymore. Before now it was great but since this year they are just doing rubbish.
steven tobi
1 year ago
The most slow bank in the whole world, processing loan that is not up to 50k for 2days and still couldn't get the loan after a long process and they even end up deducting money from account without crediting me. Stay away if you're looking for quick response in banking.
sushi kaura
1 year ago
Useless app it won't allow u finish registering..... Bvn verification not working
OghomwenE Okungbowa
1 year ago
Unable to log in, no option for contact support on app! Un - installing ASAP!
kingsley george
1 year ago
Absolutely love the data and airtime top up feature on the kredi app.
ANI STEVEN
1 year ago
I applied for a debit card for 14 days now...to no avail. Trying to access a loan, my email that I've been using for over ten years now keeps being rejected by your platform. Pls return my #2,000 for the card charges.
Christian Bond
1 year ago
You ask me to provide my last 5 digit of my mobile number...i did so like 5 times it was just showing me that thats not my detail...that i should retry again n i did...it still told me same thing...i deleted the app n installed fairmoney..within 15 minutes...i got a loan without no stress...make una no dey stress person life upon the one wey una government dey add....if una like make una post my review...i don review wetin i want review....thats why i gave one star...such a dilemma
Joseph Gbemileke
1 year ago
This App is the most worsening loan App, I requested for 50,000 for the past 5 days, if after have through with the process and even my atm card which I add to it, 50 naira have been deducted from it and up till now the money have not been disbursed
Akinbowale Paul
1 year ago
I was able to create a savings plan, easily. I also track my progress. It is helping me reach my financial goals faster.
Adekunle Yusuf-Odeduntan
1 year ago
I was able to renew my DSTV subscription in seconds using the Kredi App. Actually convenient and efficient , nice one!
Olimited1 Fatoye
1 year ago
To make transactions on your bank and to get loan in your bank is now problem. After filling and uploading all requirements. You said you want official email. All the emails entered you verify failed. Why do you make things hard on this platform.
