Kotak Bank: 811 Mobile App
May 23, 2025
More About Kotak Bank: 811 Mobile App
Download the Kotak811 account opening app now to experience the best in digital banking.
Key Features of the Kotak811 Mobile Banking App:
1. Apply for an Account Instantly: Easily apply for a new bank account. Whether you’re looking for a 0 balance account opening bank or want to learn about the bank account opening procedure, the Kotak811 app simplifies everything for you.
2. Savings Account at Your Fingertips: Access and manage your savings account anytime, anywhere with a user-friendly interface.
3. Hide Transactions: Enjoy enhanced privacy by hiding selected transactions from your bank statements.
4. UPI Payments Made Easy: The app serves as your go-to UPI app for all transactions, including UPI registration, UPI app download, and UPI online payments.
5. Fixed Deposits Simplified: Open and manage fixed deposit accounts with ease. Kotak811 is the ideal FD app and FD mobile app for secure investments.
6. Loans and Credit Cards: Apply for personal loans and manage your Kotak Credit Cards.
7. Rewards & Cashback: Earn exciting rewards and cashback on your transactions.
8. Mutual Funds and Insurance: Invest in mutual funds and purchase insurance policies to secure your future.
9. Bank Statements and Balance Checks: View detailed bank statements and check account balances in a few clicks.
10. Secure and Convenient Mobile Banking: Enjoy a secure mobile banking app experience with features like biometric login and encryption.
Why Choose Kotak811?
● Zero balance account application online in minutes with no paperwork.
● Simplified digital account application process for a fast and smooth experience.
● A trusted platform to apply for a zero balance bank accounts or any other savings account.
● Manage deposits with a leading FD app to grow your wealth.
● One of the best net banking app to cater to all your financial needs.
Additional Highlights:
● Effortlessly apply for a zero balance accounts tailored to your needs.
● Your one-stop solution for UPI payment apps, fixed deposits, and more.
● Trusted by millions as the most secure mobile banking app and net banking app.
Stay Ahead with Kotak811
The Kotak811 app is designed to make banking faster and more convenient for everyone. Whether you want to apply for a zero balance account or explore a wide range of banking features, Kotak811 brings everything to your fingertips.
FAQs About Kotak811 App:
1. Can I open an account instantly? The app allows you to apply for a new bank account within minutes through a digital process. Post application our representative visits the customer for the account opening, which usually takes 24 hrs.
2. What are the benefits of a zero balance account? A 0 balance account ensures no minimum balance requirement, offering complete flexibility.
3. Is it safe to use the app? Absolutely! Kotak811 employs advanced encryption and biometric authentication to ensure secure banking.
4. Can I invest in fixed deposits and mutual funds? Yes, you can easily open a fixed deposit account and invest in mutual funds directly through the app.
Download the Kotak811 App Today
Start your journey with Kotak811, one of the leading account opening app for modern banking. Whether you’re exploring 0 balance account opening bank options, looking for a fixed deposit account, or seeking a reliable UPI app, Kotak811 has you covered.
Open your zero balance account now and unlock a world of possibilities!
Disclaimer: Mutual funds investments are subject to market risks, read all scheme-related documents before investing. T&C Apply.
₹250 Amazon gift voucher campaign T&C - https://images.kotak.com/bank/mailers/2025/files/250migrationTnCV4.pdf
Latest Version
3.3.6
May 23, 2025
Kotak Mahindra Bank Ltd.
Finance
Android
16,870,340
Free
com.kotak811mobilebankingapp.instantsavingsupiscanandpayrecharge
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User Reviews
tanmay arora
2 weeks ago
Buying reviews won't fix the inherent issues. Don't go with the paid reviews! this app sucks. I can't even get my number verified at the first place. A bank like Kotak not being able to even do the basics right is a huge red flag. Stay away if you're not stuck with them.
Madhusudan CK
5 days ago
Worst user experience; technical glitches that refuse to go away. Doesn't detect existing FDs. This app says my account balance is zero while there was balance and repeats the same thing even after funding it twice!! This should be marked as beta app. Not worthy of public release. Such a disservice.
sandeep sheokand
1 week ago
new version of the app is slower then old one that was very faster and easy to access, easy to use . new one is slower and all features are not that much accessible for example all loans , all account activities, all service could be seen on front / home page of the old app
Akshay Haramkar
6 days ago
I received a message from Kotak Bank promoting the Kotak811 UPI app, promising a ₹250 Amazon coupon after doing transactions through the app. I downloaded the app, completed several transactions as instructed, but I have not received any coupon. This feels misleading and like a fake offer.
Saksham Yadav
1 week ago
The service and App details are fabulous. It is easy to use no lagging or freezing. When the server is down you get a email about it. Just one things the transaction details should be a bit more elaborate in the view column. Rest the bank should develop it's atm sector which lags very behind in terms of others.
Sayli Joshi
2 months ago
Its slow when it comes to payment getaway transactions. I get the app's accept/decline option too late after initiating a transaction/ payment request from another app. Also, I can't check inside the app if there's any payment requests received from any app/ site as there's no such option/section! & The notification button doesn't show those.
Sohaib Jamal
1 month ago
app interface is good. But till what, until it gets open right!. Neither fingerprint nor mpin is working it takes almost 5 minutes to open the app and some time it never opens, facing terrible experience please do something. your previous banking app is soo smoothly functioning but not this one.
OM GUPTA
2 months ago
Kotak 811 is a digital banking app with a user-friendly interface and easy account management. The major drawback is its lack of proper notifications and SMS alerts for bank charges. While the app sends alerts for most transactions, it fails to notify users when bank charges are deducted. This includes charges like non-maintenance fees, debit card fees, and other hidden deductions. Users only realize these charges after checking their statements manually, which can be frustrating. 👎👎👎
Kinshuk
1 month ago
I think overall the app is great and definitely better than its previous iteration. But I think a lot of work still needs to be done on its user experience as the app feels quite stuttery at times and not smooth and polished. So it would be better if this issue could be fixed along with adding all the major features from the old Kotak Mobile Banking app.
Veera Ganesh
1 month ago
I was able to connect with the below mentioned email id and my issue was resolved. The team was proactive in addressing the issue. Kudos to the team. -------- I'm not able to make a UPI transaction of 10k to my zerodha wallet. Every time it says you have exceeded the daily limit when this is my first transaction of the day. I feel the previous kotak app was better. So many bugs. It only causes a lot of inconvenience rather than comfort.
Code Lala
3 weeks ago
I tried to open an account, after success of Adhaar Authentication it is not going anywhere and on the app it shows account could not be created. Tried to call on the given phone number, but not able to speak with support person. Very unprofessional and bad experience I had...
Ritesh Patil
1 week ago
The app seems great and easy to use but one useful feature is missing for that we have to use old version of the app i.e Cardless Cash withdrawal option it is very useful feature for whose who don't carry card along with them.This was my small suggestion.Looking forward when we will see this feature in new app.Thank you!!!
Diksha Sanghi
3 weeks ago
So ridiculous! Very bad experience with kotak. Unable to complete the profile . Every time I click to complete the profile it sends massage and give success massage and does not make any changes, it stuck at 80℅ hence unable to make any upi payment. No customer service. Not even service to talk customer care. kindly resolve the issue or guide to close the account
Venkatesh S
1 week ago
I have been using kotak bank mobile app for long and found it has extensive features. But to my surprise, I found the new kotak 811 app doesnt have all those features, especially I find the fast tag recharge and transactions option missing. even though the user experience is way improved, I really miss the old app for the extensive features it was loaded with.
Arman Shaikh
2 weeks ago
Kotak 811 new app doesn’t support logging in with multiple CRNs, which is a big drawback for users with more than one account. It also keeps asking me to use the old app version, which makes no sense. If multiple CRNs aren’t supported, at least provide a separate app or better switching options. Very disappointed, Poor User Experience – Needs Improvement.
Satyam Mishra
2 weeks ago
The Kotak 811 app is quite user-friendly and makes digital banking easy with features like instant account opening, easy fund transfers, and quick access to account details. One of the best parts is the cashback offers—getting rewards every 2 transactions is a nice incentive for regular use. However, the app does have occasional performance issues. Sometimes it takes a bit longer to open, which can be inconvenient if you're in a hurry. Hopefully, future updates will improve the speed .
Zakaria Ahmed
3 days ago
The app is good overall, but it’s missing a very important feature — mobile/data recharge. It would be great if you could add this option in future updates. Many users rely on UPI apps for recharges, so this feature is really needed.
Sagar S
5 days ago
The app UI is clean, however it's taking 212 MB phone storage compared to the older version taking only 136 MB. Scroll doesn't seem to be working on profile page and deposits tabs. For the users that don't want a physical debit card, it's annoying and absurd to have their profile status stuck at 85% at the top bar all across the app. The performance is better on my older phone running on Android 9, which is something I appreciate. Hope, it gets even better and bugs fixed with the future updates.
Durgesh Shukla
1 week ago
Using the new Kotak811 app has been a delightful experience—far beyond what I expected from a typical banking app. UPI payments are now smooth, seamless, and hassle-free. The user interface is clean and intuitive, making tasks like checking my bank balance, viewing transaction history, or exploring various services and products incredibly easy and convenient. It's clear that the team has made remarkable job in both UI and UX.
Mohit Choudhary
5 days ago
ui is good and smooth but it won't make any difference I can't even get through the main page , everytime I insert mpin it loads and ultimately gives request expired and it happens all the time for days I am trying to open it but it says request expired and server facing issue if I try more than 3 time and all the time it says request expired , so I have to use the old kotak banking app to do some transaction. also I got the alter that I did max transaction for the day after just 2 transaction
