IDFC FIRST Bank: MobileBanking
July 03, 2024
More About IDFC FIRST Bank: MobileBanking
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.
Secure Fund Transfers & Payments
⭐ Free fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH and utility bills
⭐ No charges on cash withdrawals & deposits or international ATM & POS transactions
⭐ 3-click digital payments of utility and credit card bills
⭐ Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
UPI Payments App:
⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
⭐ Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements
Other Banking Services:
⭐ Apply for debit card & cheque book via app completely free of charge
⭐ Use smart filters to view transactions
⭐ Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
⭐ Quick purchase and recharge of FASTag
⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals
⭐ No ECS return fee & decline fee at ATMs for low funds
⭐ Get personalised offers across loans
⭐ Contact us via Chat, Video Call and Call Centre
Steps to download and use our App:
☛ Download the banking app
☛ Log in via user ID and password or mobile number and MPIN
☛ Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
☛ SIM Binding feature for secure banking (बैंकिंग)
Steps to open a digital banking account (बैंक खाता):
☛ Download and install our banking app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
OR
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’
Investment, Mutual Funds & IPOs App:
Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP
✓ Invest in equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
Insurance App:
Buy health, bike & car insurance through our app
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
Latest Version
2.5
July 03, 2024
IDFC FIRST Bank Ltd.
Finance
Android
19,482,044
Free
com.idfcfirstbank.optimus
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User Reviews
sai kiran
10 months ago
Don't use this bank it wantedly debits money when ever they want. From last 2 months they are debiting 500 for non mantainace charges. I'm asking them to close the account they are not closing when I'm asking and charging money from my account
Vishnu Vishnu
10 months ago
This app is very exciting, because here if I don't have an idfc account but i am able to fetch all other bank accounts easily. It's very useful for monthly calculation and also its showing total balance with all bank account and all bank account transaction also🥳👌👍
Gaurav U Sharma
10 months ago
its really a PAIN to see everytime I open this App you have an upgrade. the app doesn't work without completing the upgrade...ridiculous and something really serious to be looked after.
Divyasingha D
10 months ago
IDFC bank in India offers abysmal service, making it unwise to recommend to anyone. Their insistence on visiting a branch to change an address, with no online alternative, is a significant inconvenience for customers. Frustrated by these limitations, I've opted to close my account with IDFC. Their poor service ultimately drove me to seek banking elsewhere.
Akhil
10 months ago
With the new update, when I click on Transaction history, it keeps saying session expired, please login again. This is extremely annoying, please rectify it ASAP. Other than that, this app is better than other bank apps
Rahul the king
10 months ago
Very bad app and poor services.....my two wheeler loan emi already got debited from my account but still receiving a lot of msg and WhatsApp that I haven't paid my emi but I can clearly see that it is debited from the account....they don't update details on time and use to harrash every time .....poor network and bad services
HIROO TULJARAM SHAHANI
10 months ago
Keep on updating every day. It looks that you'll don't have any work in the office, but to keep updating the app every now and then. Why can't you update the app every second or every minute.
Uday Singh
10 months ago
It's a slow poison of your pocket. Initially they said, everything is free. After few months start cutting the huge charges on all the Credit Card transactions and Rupay Card. Their charges and interest rates are very very high. If you use their Credit card then you will loose your huge money and CIBIL Score. Go to HDFC or ICICI or any other Bank.
Sanjit M
9 months ago
Really bad app for last 1-2 days am not able to login and when I re-installed the app it's showing technical error and not even allowing me to register. Not a good experience at all
Sourabh Jain
10 months ago
Excellent services. I am in love with this bank. I didn't need to visit the branch 15 kms away from my home even a single time. All services are for free & that's the best. The UI design and development of the application is also fascinating and user friendly.
Aman Vishal
10 months ago
I don't know what's going on with this app, everytime it shows logged out and I have to register everytime to check my account details or for transfers. I think there is some problem with the App design and Android 14 version compatibility.
komal garg
11 months ago
Worst experience of a banking app so far. Whenever u open the app, 1st it will show no internet connection even if there is strong network connection.. then when u ll try close it by pressing back button it will not work. There r many other banking experience which is below expectation in the current age of information flow.
Subhadeep Dey
11 months ago
This app is really fast, fluid, and has a overall good user experience. However, there's one minor annoyance I've encountered: Despite having only a credit card with the Bank, every time I open the app, it opens the Loans tab by default. In my case, it should show the Credit Cards tab by default instead.
Shakir “ActionHero1” Mehboob
11 months ago
Worst app I ever use, for everything you have to struggle to find it out. Can see the reward points, can't see the cash back amount, can even find out the offers on the card. Horrible experience, you guys need to work alot to make it user-friendly and easy to use...
Nisarg Leuva
1 year ago
It's just too much of notifications! Let me tell you how does it feel to have this App! It's like a constant source of irritation! They give notifications every HOUR, and whenever your open the App and in hurry there's always some random pop ups coming your way! Highly annoying!!
Satish Grandhi
11 months ago
The best banking App with all features, products, services n accounts integrated into one app....ONE STOP SOLUTION n Wholistic for all our banking, Investments and bill payments integrated into one App. Truly digital without any hassle was able to open account in 2 days. Best part is anyone can use it and understand all the features.One Unique feature I loved was the ability to analyze your expenses and cash flows. Can work on improving the speed n making it more swift in loading the pages.
Dipesh Biyani
11 months ago
I just wanted to express my appreciation for the fantastic experience I've had with IDFC FIRST BANK LTD. It's incredibly user-friendly, making banking tasks a breeze. From transferring money to paying bills, everything is smooth and efficient. The security features provide peace of mind, and the customer support is always responsive and helpful. Thank you for making managing finances so easily.
Deepesh Agarwal
1 year ago
Edit1: The app is no more convenient to use, the interface is dead slow, doesn't react. No tab will work unless the graphics are loaded, the documents tab under loans doesn't even open and the app completey stops reacting. The technical team behind the app needs to rethink. I have tested the app for 3 different users as all my family have account in IDFC. Original Review: One Liner: For 99.99% of my stuff I don't need to visit the branch, all I have to do is to login into the app. Thank you.
Anita Singh
11 months ago
very smooth account opening,very customer friendly app and nicely behaved ,polite staff,and every service doorstep....thanks to all staff ,managers and app creators and programme managers. only thing not friendly is airport lounge facility only after spending a amount.,it should be a permanent feature ofa card,whether debit or credit...best wishes.
Bharadwaja Reddy
10 months ago
Not even worth a single star. Worst banking experience. Having salary account for more than 6 years and yet they were unable to provide a good credit card with benefits. All they provide is First WOW credit card where you have to deposit your money to get the credit limit. Don't fell in trap of IDFC.
