Goodbudget: Budget & Finance
July 13, 2024
More About Goodbudget: Budget & Finance
Not yet convinced?
• Recommended by Experts. Google. The New York Times. Forbes. LifetimeTV. Boston Globe. About.com, Lifehacker, the Register, Verizon Wireless, Leave Debt Behind, yada yada yada.
• Top quality. Ranked #3 in App Quality across ALL finance apps in both major app stores. [1]
• Downloaded over 3,000,000 times
And loved by users everywhere
...which, after all, is what matters most…
CHOCK FULL OF FEATURES
SHARE ACROSS MULTIPLE DEVICES (AND WEB)
• Stay on the same page about finances with loved ones
• Automagically stay up to date across Android, iPhone, and the web
• Data is automatically and securely backed up to Goodbudget’s website
PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO
• Expense tracking optimized for speed!
• Check Envelope & Account balances
• Save for the future with Goal and Annual Envelopes
• Scheduled transactions and Envelope fills
• Split expense transactions
• Save time with smart payee and category suggestions
• Easily transfer funds between Envelopes and Accounts
• Search for transactions
• Add income
• Choose budget period to match real-life
• Add and edit Accounts
• Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation)
• Edit budget as needed!
INSIGHTFUL REPORTS
• Analyze spending with Spending by Envelope Report
• Monitor cashflow with Income vs. Spending Report
ALSO ON THE WEB
• Download transactions to CSV
• Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions
• Clear/reconcile transactions
• Even more reports!
BASED ON PROVEN ENVELOPE SYSTEM
• No physical envelopes...only virtual ones!
• Roll unused funds over to the new month to reward your amazing self-control!
• Plan finances ahead of time to keep budget on track
• Live within your means
• A darn cute envelope mascot
Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!
SUBSCRIBERS GET MORE FEATURES!
• Unlimited Envelopes AND Accounts
• Share your budget with up to 5 devices
• 7 years of transaction history
• Personal and friendly email support
• Connect your bank using the website
• Categorize automatically imported transactions via the Android app
Looking for a finance manager, money tracker, checkbook ledger, or household budget planner? Try us out!
Goodbudget: Budget well. Live life. Do good.
Features, bugs? Please email us at [email protected]! We're happy to help!
[1] https://goodbudget.com/2018/04/goodbudget-top-finance-app/
Latest Version
2.15
July 13, 2024
Dayspring Partners
Finance
Android
3,193,932
Free
com.dayspringtech.envelopes
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User Reviews
A Google user
5 years ago
Not as useful as it once was. They removed useful functions like the ability to add different sources of estimated income (or at least they hid them deep down on the web interface) and added features like reports. extra features like that aren't un-useful, but also aren't at all necessary on what's supposed to be a digital version of the envelope system. It would be better to spend that effort on essentials like *Knowing How Much Money You Will Have*.
Kim Wellborn
4 years ago
It's seems like a decent app that will help me budget. Many positives, but one major problem... When I try to schedule the filling of the envelopes in advance, it shows the envelope fill and deposit right away. For example, I put in 8/6 as the date for the paycheck and envelope fill, but it shows immediately in my checking balance and envelopes. Why have the option for a future date if it shows it immediately? This will make reconciling my checking account with the app's balance more difficult.
Meagan Dickinson
7 months ago
This app is so extremely helpful! I love the unlimited envelopes in the plus version but you can get 10 envelopes in the free version which is great if you want to keep it simple. An update I would love to see would be the option to scan your receipt when adding a transaction so you can see each item you purchased.
Joni Clayton
3 years ago
I love this app! It is simple and provides the flexibility to budget the way I want. My spouse and I love that we can both see all expenses and we love having the app share how much we are ahead or behind. It makes budgeting anr saving feel like a game. I like not having it link to our accounts se we are responsible to enter all expenses. It keeps us accountable. Also, it provides the flexibility to budget the way we want rather than being tied to a budgeting program or method.
Hai Pham
2 years ago
I've been trying to live off my unsupported YNAB app for years. Finally it died and I did research on what switch to. Good Budget has surpassed YNAB in almost every aspect. It's cheaper and more efficient. I'm really happy I went with it. Developers: please please change the transaction entries to include decimal points automatically so I just enter numbers. Don't make me enter a decimal point. This is really the only change I would want from this app.
A Google user
4 years ago
Great app that uses the envelope budgeting method. So much for rent or mortgage so much for groceries so much for utilities and etc... Helped me buy a house and a car. Very useful. Plus if you want to know if you paid a bill just look at what you put on your transactions history of not they're assume you didn't pay it if it never showed up in the bank. Useful for helping you learn where your big expenses are that are less obvious on a day to day basis (here's looking at your Starbucks habit)...
Andrew Anastasia
3 years ago
Personal budgeting is a competitive market, so having an intuitive UX is crucial. Unlike competitors' products. Goodbudget is a bit onerous. The app, specifically, seems to lack features required for it to function as the website does. I tried to record a transaction I made by credit card and was directed to the website. I tried to record a transfer and couldn't. I'm not sure why the app can't handle those things, but I've had to stash receipts and enter them later, which I forget to do.
Tim Vincent
9 months ago
Before Goodbudget I used a spreadsheet to do the virtual envelope system. Not smartphone friendly. Now with Goodbudget it is easy to coordinate the budget within my family so we can stay on track. The only major negative is the absence of an automatic bank transaction sync feature to ensure that no transaction is missed, but (edit) as of December 2023 this feature is in beta testing!
A Google user
4 years ago
Really outdated UI (entering numbers, for example, still uses an on screen calculator view instead of your keyboard). UI isn't necessarily intuitive, there set up steps aren't fully explained so I have no idea if it's doing what I think it's doing. Also, no way to see a month to month view. This is more of a snapshot of current month only. I think I'm better off in Excel.
Mike White
1 year ago
I like this app a little bit. Pretty good for tracking expenses, but setting up the monthly budget/envelopes is very difficult for me. Trying to allocate my income to the envelopes is messy. Seems like to make a change, it takes me back to the beginning and I either screw it up or get duplicate allocations. It's hard for me to find the budget amounts and make changes. I'm frustrated with it right now. Edit; I've changed my review to 5 stars. Mostly because of their quick response to my comment.
Doni Lantow
3 years ago
I love budgeting apps and have tried several. I found Goodbudget after I left a pro version of another budgeting app. I really like the ease of uploading transactions, find the esthetics of the app to be simple, and think it's a great modern way to do the good ol' envelope system. I recommend everyone to give it a try. Can't hurt, the free version is great and the paid version is risk-free. I also had a good interaction with customer service. He was prompt in responding to my email (24 hours).
A Google user
5 years ago
An excellent all with only a few missing features. This app puts budgeting front and center, but it also allows you to track payees and to split transactions, among other helpful features. So many other apps were missing at least one feature. There are a few drawbacks. The account totals can take a while to update, which can be disorienting. Support for multiple currencies and the ability to attach photos to transactions would be helpful. Other than that, an excellent app.
Ryan Burlingame
2 years ago
I really like the app. It's the only one that I've found that does the envelope system which really works well for me. I never quite understood other types of budgets and would rather pay for service than get consistently advertised. I would give it 5 stars when it can be synced to my account and lets me add transactions to envelopes instead of manually doing it and trying to figure what I missed if it takes a couple of days to catch up.
A Google user
1 year ago
I have installed and uninstalled this app a dozen + times in the last couple of years. This is hands-down, my favorite envelope budgeting app. However, I really need it to sync with my banks accounts. Other apps are clunky and give me more info than I need. I always come back because it's simple to use, easy to understand, and my spouse and I can both have the app and see transactions we have manually entered in real-time, but we're always a week behind. Please sync with my accounts!
A Google user
5 years ago
I've been using Goodbudget for several years now, and it's been so helpful for keeping track of my money. I've been able to notice trends in unnecessary spending to cut back and save for things like vacation and fun, and to give toward causes I support. I love how goal envelopes help me save for long-term expenses. And with scheduled transactions, Goodbudget takes care of my regular payments and fills so I don't have to. The plus subscription is worth it to have unlimited accounts and envelopes!
Chris Shields
3 years ago
We've used it now for a few years and are miles ahead in our finances. I would say the only real downfall is that if you're going through Goodbudget and rectifying it against your back statement, if you make a change to an amount, or add a forgotten one, it'll scroll all of the way back up to the top. It can be very frustrating if you're reviewing a whole month and it goes back to the top. Other than this, it's a great app.
A Google user
5 years ago
Absolutely love it!! Much better than MINT. Simple but powerful app to track finances. You have to enter transactions manually, but setting up the budget is easy and I love the "envelope transfer" feature. Just because "going out" budget is empty doesn't mean you can't go, the money just has to come from another category. Great app.
A Google user
5 years ago
I've been using the paid version for a short while now. I am transitioning from Quicken 2017. Quicken has been bloated and buggy for some time now. I finally couldn't take it when the Quicken sync began only working in one direction causing me to constantly track down register errors. Goodbudget seems to work great and is straight forward both on the PC and mobile. In short, it works great! I've been using GB for a few months now and couldn't be more pleased. *update Jan '19* Still great!
Breanna Arszman
3 years ago
Love the app lots and lots. I use the free version because $45 a year is a bit more than I am willing to pay for an app designed to help you be good with money. I wish it had an "auto deduct" feature. I have several bills that are automatically pulled from my banking account and sometimes forget to note it on the app. Absolutely no big bugs or complaints!! Update 2020; Upgraded to the paid version and it's worth the money to track all my bills and accounts easily. Love it!
Maurilio Mota
4 months ago
Goodbudget is a really good budgeting app. I use the free version since my budgeting system is simple, and it allows you to sync two devices and also access your account on your browser, which is a great feature. It is also very easy to add transactions and it only takes me a couple of clicks. I would give Goodbudget 5 stars if it had the option to assign a category (or tag, or whatever you call it) to each expense and generate spending report for it. Overall, the app is great.
