Credit Sesame: Build Credit
May 30, 2024
More About Credit Sesame: Build Credit
Whether your goal is to improve your credit score, repair your credit or secure your dream home, Credit Sesame is your trusted partner in achieving your goals.
Be wise and elevate your credit and fiscal wellness today with Credit Sesame by downloading our app. Gain immediate benefits such as:
â–¶ Get your Free Credit Scoreâ—€
You can check your credit score daily- Be up to date on your TransUnion credit score. Understand what is influencing your credit score and get unique insights & tips on how to improve it.
â–¶ Credit Report Summaryâ—€
Get a weekly breakdown of your credit report, and learn about the factors that impact your credit. Let us guide you towards building a strong credit history by getting personalized recommendations through our unique insights, based on your credit history. Spot potential errors early, so you can take action quickly.
â–¶ Free Sesame Gradeâ—€
Receive a straightforward letter grade reflecting the five key components affecting your credit score, enabling clearer credit management and improvement strategies.
â–¶ Free Credit Alerts & Credit Monitoringâ—€
Stay informed about changes in your credit report and safeguard your credit score from unexpected changes. Get a daily refresh of your credit score.
â–¶ Free Credit Improvement Tips â—€
Obtain customized advice and actionable steps to enhance your credit score and secure the most favorable interest rates for your credit needs.
â–¶ Enhanced Borrowing Power â—€
Discover credit products with higher likelihoods of approval! Uncover the right credit card offers customized for your credit profile and streamline your application process with insights into your approval odds.
â–¶ Optimized Loan Savings â—€
Secure competitive rates and better refinancing options for mortgages, auto loans, personal loans, and more, helping you to manage your budget more effectively.
â–¶ Credit Builder Account â—€
Boost your credit effortlessly with the Credit Sesame Credit Builder. By utilizing your prepaid Sesame Cash debit card for everyday purchases, you start to construct a positive payment history, pivotal in building your credit.
No credit check is required, and while some fees may apply, the benefits to your credit score can be substantial.
Join over 18 million members who are maximizing their credit potential with Credit Sesame. Don't let karma decide for your financial health, start making informed decisions and taking control of your financial future today!
For more information:
All Policies: https://www.creditsesame.com/legal/policies/
Customer Service: [email protected]
Latest Version
7.8
May 30, 2024
Credit Sesame, Inc.
Finance
Android
5,967,541
Free
com.creditsesame
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User Reviews
Tommy Armour
2 years ago
Not quite as good as Credit karma but decent. And definitely helps to monitor credit. update: Do not try to add the two other credit scores unless you want a very difficult time removing the subscription. I tried the trial and canceled the subscription right away and they pretended like they didn't even know me and kept charging me. I had to cancel my credit card. very frustrating
Chenita Bowers
4 years ago
I'd like more to date credit scores from all three credit bureau's. Make them clearer and show the specific differences in the credit reports. What stands out more between the different bureau's. Meaning, what creditor reports that are not on all three and highlight those specific items. That would be helpful. During the day, there are many distractions and that would make for easier understanding.
A Google user
5 years ago
This app is unbelievably weird. I used this app for aproximately 8 weeks. logging into it about once a week to monitor my score and credit options. Then one week I tried to login as usual with my passcode # and a "Your session has timed out" error message appeared. So I tried several more times to login to the app with no success receiving the same error message everytime. So I tried logging into the app with my email and password. The results were the same. Awaiting an answer from devs on issue!
Nichole Fowler
3 years ago
Decent app and I love that it's free. It gives you a LOT of information on your score and offer advice on how to get it higher. It explains exactly what is affecting your score on many different levels. We followed several of their recommendations and have had pretty decent success with each one. Only downside is that as your credit score goes up, more credit card offers bombard you.
Craig Wright Vondeburgen
3 years ago
I am a Premium Member, and they update great information regarding changes. I pay $19.99 a month and still have yet to hear back regarding emails and chats sent into regarding uploading rental documents. No one responds, and you can call, but it is the operating system that does not offer assistance. I am glad there is an option for rental segments to improve your score. The follow-up services are not up to standards. The failure to respond makes me look at other options.
Ashley Spencer
4 years ago
I have been using other apps for checking my credit so I wanted to give this a shot. It only sees one credit bureau and the rest is "potential" credit score if you sign up for all of the products they are selling. It's mostly ads instead of information. Other apps look at 2 bureaus minimum and give you thorough credit report information. Uninstalled it right after I signed up. Did not like it at all.
A Google user
5 years ago
This app is just an advertisement for credit cards. The "tips" provided to improve your credit score are misguided as they only ever suggest using loans to pay off credit card debt and opening more credit cards to lower your limit. If you are truly trying to better your credit situation and gain wealth, Credit Sesame is not the way to do it. It's a total joke. Credit Karma is free, provides weekly score updates and provides beneficial tips along with marketing offers.
A Google user
6 years ago
This used to be my favorite credit app, but since their last major update, Credit Sesame has gotten very aggressive about pushing me to open new credit. They set a seemingly arbitrary goal of 6 lines of credit, and remind me each time I log in that I don't have enough. They also set another arbitrary goal of how much available credit I should have on hand, which is well more than I need with my utilization. I don't trust Credit Sesame to give legitimate credit recommendations.
Lauren. J Burkett
2 years ago
Credit Sesame is helpful at keeping track of your credit score for free. It also gives you advice on how to get that score up really quick. Like 50 points in 1 day(that's not typical but is definitely possible). I love that this app gives you lots of options as well as shows you examples regarding what would probably happen to your score should you miss a payment or 2 as well as if you made a few extra payments on a bill.Very Helpful.
A Google user
6 years ago
credit sesame is a good tool to use in conjunction with other tools it definitely is not a stand alone app that will let you understand everything.. It doesn't use FICO, it only draws info from one bureau, and it only updates the information every 30 days. It does have good information on it that is educational if you are new to trying to clean up your credit and raise your score. It also serves as a very helpful tool when needing access to alerts on your Trans Union report easily.
Kaydee T
3 years ago
It looks organized with all the information I need in one app. My issue though is I signed up for the free trial expecting to fully start paying the $10/mo for all 3 scores updated daily. I couldn't view any of the scores except the free one during this trial. I had to "convert my account" which would take the payment immediately. Where is the 7-day free trial? I canceled and likely won't be using this app. 😬 I was prepared to love it.
A Google user
5 years ago
This app is easy to use and gives me an overview of my credit history. However, it is only updated once a month (unless I opt for the up-to-date information but there is a fee for that service). Can't wait for next month's credit score to come out since I sold a house and no longer have two open mortgages. most importantly, this app gives me credit alerts. That was extremely helpful when I discovered my identity was compromised last week! I spent over six hours on the phone!!
Lynette Carothers
2 years ago
Exactly what everyone should have to stay on top of your credit. The changes are immediately reported to you by text link. I recommend this app to all to be able to act immediately if there is a sudden change. This is for all credit scores. If you are repairing, building or monitoring your score. This app immediately tells you what has changed. 5+ stars, because you can choose the free option. Great product. You don't get your FICO for free, but the score change monitors are a heads up. .
Gabriel Holbrook
1 year ago
My credit score jumped over 60 points in the first month. I am absolutely ecstatic about this app, wonderfully made, easily understood, easy to use and navigate and most important of all in my opinion, it does what it says, it raises your credit score not only by 1/2pts, but a substantial amount that matters each time! I've tried several other apps, they're pitiful in comparison. hardly increased score,if at all. Credit sesame for the win! Me for the win! Thanks credit sesame! So grateful!
Chris Adams
1 year ago
Used to like this app. Had an issue where one of my cards reported as overdraft, and it was not. Checked other apps and with the credit bureau. All matched and correct except Credit Sesame. That was not the final straw. When I reached out to Credit Sesame, they refused to look at their own systems as a possible issue. Edit... Idk what to say here. I tell you I've reached out about the issue and you tell me to reach out again... maybe you should read these instead of a bot response.
A Google user
6 years ago
The app is great overall. It helps me track my credit and gives good suggestions. My only issue is that it does not update the payment history at all really. Says I have 3 late payments and one collection. I have not had a collection for quite some time. paid in full actually. They also still count that as a late payment. Just wish the app was more accurate
Chad Moreland
2 years ago
These credit-helping apps are wonderful if you're trying to get your credit back together; that was my case. But just know, they don't fix your credit, they guide you through with all of the info you need, basically, how to figure it out yourself. After you get your credit situated (and you know your new credit issues), the best benefit from this app is the credit monitoring. Even though I know I have a bit to go to get myself back up there, Credit Sesame gave me confidence to strive forward.
Joanna Baptiste
3 years ago
Easy to use/navigate, Very Educational/Informative, Very Helpful, LIFE and GAME CHANGER! My experience with this app has been a very good one. For people like me who kept and/or keeps digging themselves into a deeper hole, and on the verge of giving up, DON'T! At one point, I was so stressed out and had bad anxiety to the point of depression. Then,I found this gem slowly but surely everything changed. They really care and work with you step by step and give you the tools to correct mistakes made
LJ G
4 years ago
I love this app. It tells you your current credit score, shows you your credit report, offers credit cards and loan suggestions, tells you how to improve your score based on your specific info, gives credit alerts, shows all your current accounts and your balances and any collections or past due accounts. All for free, and you can get more options for a monthly fee. And so much more.
A Google user
5 years ago
Fairly easy to use. I like the tips they give, that I might consider. Word of caution, don't jump at the credit cards too quickly. It may be a good option, may not, it'syour credit. their job is to recomend. The card choices are also based on the kickback to CS. That doesn't make it bad, just be aware there are a plethora of cards available. CS does your odds of approval which is a definite plus.
