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Cheq:UPI for Foreigners & NRIs

June 23, 2024

More About Cheq:UPI for Foreigners & NRIs

Introducing CheqUPI – tailored specifically for foreign nationals and NRIs, our app is the epitome of convenience in digital payments across India. With CheqUPI, your stay, whether for leisure, business, or long-term, is met with the easiest and most authentic way to transact financially, just like the locals do.
Features
✓ Blazing fast and secure digital payments via UPI
✓ Scan QR code and pay at 55 million merchants across India
✓ Make online payments using your own UPI handle
✓ Top-up funds anytime anywhere using international credit/debit cards
✓ 24/7 Friendly customer support

Getting Started
✓ Download the app
✓ ⁠Sign up using international/Indian phone number
✓ Pay a one time activation fee
✓ ⁠Complete in-person verification
✓ ⁠Top-up your wallet and make your first UPI payment

Please Note:
1) Currently, as per government norms, foreign nationals from countries on the FATF list and FATF grey list are not permitted to use the app.
2) Due to regulations, Cheq app can only be used while you're within Indian borders. Our servers detect your current location and restrict transactions being initiated from outside Indian borders.
3) You need to complete the in-person verification process by either visiting our partner branches or booking an agent.
4). Documents required are
Foreign nationals (Passport, a valid Indian Visa)
OCIs (Passport, OCI card)
NRIs (Passport, valid foreign country ID)
5) Payments can only be made to registered merchants. Individual (P2P) payments are not permitted

CheqUPI wallet is powered by Transcorp International Limited, an RBI regulated PPI license and AD2 license holder. Your data and money are stored safely & securely within India. Your money is safely parked in an RBI approved bank account hosted with Transcorp International Limited.

Visit our website for more details https://www.chequpi.com/ or call/Whatsapp on +919845563750 to know more.

Latest Version

Version
4.1.82
Update
June 23, 2024
Developer
Transcorp
Apps
Finance
Platforms
Android
Downloads
111,168
License
Free
Package Name
com.acecredit.android
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User Reviews

Harsha Hegde

2 years ago

This app works well when setup and enabled properly and comes handy. The app lacks some key features (cannot recharge wallet with cash or local India bank account. Recharge possible only with international cards), which would have made it more useful and provide more value. The customer support took a long time to resolve a simple issue like pin not working (required me to logout, login and reset pin to make new pin work)

Ofir Alvas

1 year ago

Great app for solo travelers to make instant payment. very convenient.(j)

Siddhartha Bagaria

2 years ago

The app is a must-have for NRIs and foreign tourists to India. It is the only option that allows you to use your international debit/credit cards to tap into UPI - India's ubiquitous payments system. The other options all currently require you to load a fixed amount at a Forex agent. The UPI wallet for NRIs and foreign tourists is a little new at this time, so you might experience kinks, but their WhatsApp support channel is generally dependable. I also wish KYC could happen at the airport.

A T

1 year ago

When I saw the description I was intrigued. However I was never able to finish the setup. On top of this, these people have been calling me EVERYDAY at 4AM on my phone. I have told them a couple of times to stop calling me but they just wouldn't stop. I can't even block them because they call from a private number. I wish there was a way for me to block them. STAY AWAY.

Sheila Kapur

1 year ago

Jazz was extremely efficient. He met my husband and me and had us both verified and set up on next to no time. Looking forward to making my first payment tomorrow.

llohannatindia

1 year ago

The app is actually reasonable, but as others mentioned, there is a conversion fee of 2.95% for every top up. The most absurd about it is that I'm topping it up from a INR account and still need to pay a conversion fee. I would definately recommend the app otherwise.

Kiran Kumar Uppalapati

1 year ago

If it is indeed for NRIs, how the heck do I set it up when it doesn't show me the option to select my nationality "Indian" as one of the options?? Weird nobody mentioned this issue

Christopher Klein

1 year ago

A necessary app while visiting India. Jazz came to verify account for me. Excellent professional service. Having this will make everything easier for your visit.

cerokool2000

1 year ago

Jasir is very kind and eager to help when customer is facing problems. He tried his very best to ensure the problem is resolved. He also rasied question in problem solving so that we can identify the problem and solve it. Thank you so much for your hospitality, Jasir! You only make my india trip brighter and more happier!

WMMW MWWM

1 year ago

It says the app is useful for tourists, but it's impossible to set up without a KYC code which as a tourist overseas you cannot get. Waste of time.

Gerhard Raimann

1 year ago

Jazz was great, like I read in all previous reviews. He met me at our hotel near the airport, and within about 20 minutes he set up not only the app on my phone, but also on my wife's. I'm eager to make my first payment tomorrow. Pay like an Indian!

Hussain Musaddeque

1 year ago

You need to pay a fee to begin with. But the worst part is the activation process: the app gives you the contact of a person to verify your ID. The app says that you can go to the nearest centre or meet the Transcorp employee at your staying address. After speaking with the Transcorp employee, he said my location is too far away and that he will contact me again to solve the problem (he did not). For the activation process they say they need to upload my ID which is not ideal for a foreigner.

Creative Rebelution

1 year ago

Very helpful Jazz from Bangalore set me up very easily. I've only used it once but so far no problem.

The Riding Dutchman

1 year ago

It works really well. Verification can be done at your place or at an office. You cannot do person to person, but all upi to companies work great. For Uber, big basket, phone bill, and the grocery seller it works great! Highly recommend it The joining fee is 800, but please if you complain about that, you deserve to go through the hassle with cash and rickshaw drivers not having change for 200 rupee

Robert -

1 year ago

Before paying 800rs registration fee it says "Account top-up and everyday payment facilities are free of charge". But when you try to top up it charges 3% fee! The app sends sms messages to expensive international numbers without user consent. Make sure to enable outgoing call barring before u use this app with a foreign sim. (i've got charged 2$ by my operator for it) It does work, but it's buggy - luckily support by whatsapp is helpful. Bottom line: the idea is good, the implementation is bad.

Yve-Claude Dominique

1 year ago

Since March 20 '24, I have been told about "some technical glitch of balance mismatch" on my account. Once my balance goes below Rs. 500, I'm unable to use the remaining balance. I was forced to fund the account with more money. The cycle would repeat itself for multiple weeks. After not getting clear answers as to why the balance above is being blocked, I decided to close my account and ask for a refund on April 17. I was told this would take 72 hours. Still no refund. UNACCEPTABLE.

Ad C

1 year ago

It's a good app. Makes payment in India so much easier. BUT, there is a joining fee of 800 rupees which is not a small amount. For a period of time there were no other fees once you pay the 800 rs. But since the first week of February, they started charging 2.95% to the payment gateway for every top up to your wallet. It's sucks because the fee adds up very quickly. Great app made for the convenience of travellers but not cheap to use.

Thomas M

1 year ago

COMPLETELY USELESS!!!! For all the time in going to the Transcorp office in Cochin and the cost of activating the app, I'm dumbfounded by how utterly useless it is. Most UPI payments here are done through personal accounts which this tourist app doesn't allow. I finally found one that would allow payment and my app immediately shut down and refused to let me log in again until I reverified my German sim which I can't do because I don't have roaming. My advice: JUST USE CASH!!!!

Salome Marquez

1 year ago

The in person verification was great. But 36 hrs after receiving the approval text message, I still can't use the app. When I contacted support, they told me to wait an additional 24 hrs. I was told not to bring cash since UPI is the way to pay, but after this experience I would recommend to use cash and make sure you have small denominations.

Дима Воронецкий

1 year ago

Very bad. The registration process was more or less fine, but there are other issues 1. Main issue: you can only pay businesses and you can't pay taxi or tuk-tuk drivers. You can't even add this UPI ID to Ola or Uber 2. Sometimes payments will randomly fail, but the money will be taken from your wallet to be refunded days later. This means that if you run into such situation at the end of your stay in India, by the time they return your money, you wont be able to use it

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