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Bajaj Finserv: Loans, UPI & FD

June 20, 2024

More About Bajaj Finserv: Loans, UPI & FD

Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.
Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
✔️Finance Amount: ₹20,000 to ₹40 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest / Annual Percentage Rate (APR): 11% to 34%
✔️ Processing Fees: upto 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall

• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App

• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh & renewal of FD & enjoy special rates on Digital FD through app
• You can start investment in FD at ₹15,000 & also get a loan against it
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance

• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance & Pocket Insurance

App in App

• Fulfil your daily needs of shopping, travel etc on one single platform with 100+ brand partners

Features
• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road,Vimannagar, Pune-411014

Latest Version

Version
P.12.0.2
Update
June 20, 2024
Developer
Bajaj Finance Limited
Apps
Finance
Platforms
Android
Downloads
105,867,967
License
Free
Package Name
org.altruist.BajajExperia
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User Reviews

Ali Rasal

1 year ago

This app is a game-changer with its attractive design and seamless user experience. Its intuitive interface makes managing finances a breeze. From loans to investment tracking, this app excels in functionality and aesthetics, ensuring a good experience for all users

Niharika Shekhawat 503

11 months ago

One of the most useful and best app I have come across in these days. It has made my daily tasks so well organized. It's a easy to use and understand app. I love the secured safety of my upi system of the this app. Easy loan applications , hassle free UPI transactions, electronics and many things in EMI everything is so easy to use for even the beginners like me. It always helps to manage our finances. It is one of the must have app in anyone's phone. This app is a game changer for sure.

Mohammad Shaad Qureshi

1 year ago

App need some serious development. It stuck on loading circle while transaction and if you force close the app to retry. They send you text "payment failed" even after successful transaction. If u successfully pay 5th time after stucking at loading circle 4 time. They send you text messages and push notifications after 5th successful transaction "payment failed" It's very confusing and need to be fixed soon. Provide only important features but they should work perfectly.

Anunanda

1 year ago

The Bajaj app is fantastic! It's super easy to use and has everything I need in one place. From paying bills to managing my accounts, it's a lifesaver. Plus, the interface is sleek and intuitive. Definitely recommend giving it a try.New update is very much nice.

Venkatesh P.R

11 months ago

Horrible experience. The app give no notification on payments due or if there's an issue collecting the amount. I was told money would be taken from a different back account and they charged it to a different one. Had to pay penalty fees which is more that half the amount of the EMI. Horrible horrible...will not recommend working with Bajaj Finance at all. Update: yes Shashank... I did raise the issue on the app. No change in status. Would still not recommend their services. Worst experience

Nedra Pereira

1 year ago

Horrible experience. The app give no notification on payments due or if there's an issue collecting the amount. I was told money would be taken from a different back account and they charged it to a different one. Had to pay penalty fees which is more that half the amount of the EMI. Horrible horrible...will not recommend working with Bajaj Finance at all. Update: yes Shashank... I did raise the issue on the app. No change in status. Would still not recommend their services.

Thakur Niharika

11 months ago

I recently discovered Bajaj finance application while searching for a specific product. Not only did they have the item I was looking for, but their selection was vast, and the prices were competitive. The website was easy to navigate, and the product descriptions were informative and accurate. Really easy to use application and fully satisfied...

Chutki Gurjar

1 year ago

This app is a standout in the financial realm, offering a one-stop solution with swift navigation and easy operation. Its appealing design and beautiful interface make for a good experience, complemented by great graphics and a user-friendly approach. With features like a nice EMI and loan calculator, alongside a solid platform for FD and convenient payment options, it's highly recommended. Plus, its efficient battery usage ensures a quick payment experience without draining your device. Overall

Mido Reigh

1 year ago

No guarantee the EMI and Health card will work in emergency. My card, which I paid joining fee upfront, got blocked. Health card was needed in an emergency and I couldn't use it. Invest your money somewhere else. Also, once you register on this application, there's no way to delete your information from their system. Get ready to get annoying calls and spam SMS.

RAUNAK PROBLEM

1 year ago

"Bajaj Finserv" is an attractive app that provides a good experience with its appealing design and great graphics. The beautiful interface makes it easy to use, navigate, and operate, ensuring a seamless experience for users. With its user-friendly layout and easy-to-understand features, including an intuitive EMI and loan calculator, it serves as a reliable financial backup and one-stop solution for all financial needs.

Nirbhay Bairoliya

1 year ago

The Bajaj app is most useful app in play store. it's extensive feature set and it's super easy to use and has everything I need in one place. which includes easy document sharing and flawless PDF editing, is what makes this program unique. From paying bills to managing my accounts, it's a lifesaver. The entire loan application process was simple to complete because to the user-friendly UI. Definitely recommend giving it a try.

Jaya Faujdar

1 year ago

It is not good enough . But is not that bad . It is ok ok and try it once .It has completely transformed how I managed my daily task and stay organised . The interference is clean and intuitive. It is used for loans . One of the good features about it that it keep updating for new things even new features keep it fresh and exciting. Yah it fine some features are enough good . Even they have another plus point they are always ready to reply you for your quires and questions.

Arunsunai Selvam (Sunai)

11 months ago

I tried several times by delete and access with different amount or eligibility details. Work email verified more than 3 time even though asking each and everytime. I completed eligibility and estimated loan amount with emi split shown. After uploading or providing all the details in cart for long time with no response. Even I get my score analysis notification. But it shown application error after resume from any mode.

Dhrubajit Mazumdar

10 months ago

Comparing with other financial apps, Bajaj finserv is very slow and consume more data. Don't give cashback as promised. There's 90% chance that receiver may not get payment even after successful transaction. And the most problematic issue you may not get transaction's reference no which is very important to do complaint for failure payment or other payment related issues.

Dheeraj Jindal Advocate

10 months ago

I've been using the app for the past few months, and while the app's core functionality is decent, my experience has been significantly tarnished by their abysmal customer service. The most significant issue with app is the absolute nightmare of trying to contact customer support. Whether it's an issue with billing, a technical glitch, or simply a question about the app's features, getting in touch with a real human being is nearly impossible.

sheikh sanwar

11 months ago

Very impressive! Although there is a problem with the application, the transaction are excellent. My phone keeps making notification noises even after I disable them. It's annoying that I get too many alerts in one day. I ask that someone on the development team take care of this issue. Positively, I like the app's user interface, ease of use, and top-notch customer support. Queries are answered quickly, and the crew provides Very impsolutions right away. The app is well-structured, easy to use.

Anshuman Panda

11 months ago

Again after an app update being required to re-verify the SIM for UPI services. Most apps don't force re-verification even after several updates over many weeks. Facing "unable to restore session " error multiple times since this month & ofc it requires SIM re-ver. again. I have had enough. I am gonna use other apps for UPI henceforth. Again out of the blue the app demanded SIM re-verification. Worst app ever in this regard. Deserves negative rating just for this. Zero reliability.

Sonal Sara

11 months ago

This is one of the worst apps. It keeps loading forever whenever you click on emi cards. The page never gets loaded. The app works best while asking for payments in case you're applying for credit cards, but once the payment is made, you will never be able to access your card.

Fibe Refer Code : SHAICIUY

11 months ago

Very impressive! Although there is a problem with the application, the transaction are excellent. My phone keeps making notification noises even after I disable them. It's annoying that I get too many alerts in one day. I ask that someone on the development team take care of this issue. Positively, I like the app's user interface, ease of use, and top-notch customer support. Queries are answered quickly, and the crew provides solutions right away. The app is well-structured, easy to use.

Kunga Wangchuk

11 months ago

Very easy to use and is better than most of the UPI apps out there. User friendly interface and easy to understand . This app is a game-changer! It offers a seamless experience for managing finances, from easy loan applications to hassle-free UPI transactions and flexible FD options. The interface is user-friendly, making it easy to navigate even for beginners. Plus, the app's security features ensure peace of mind. Overall, it's a must-have for anyone looking for convenient financial solutions

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