Bad Credit Installment Loans
July 04, 2024
More About Bad Credit Installment Loans
All you need to request a loan is:
* Your full name
* Address and contact details
* Employment details
* Bank account details
Any information you submit is protected by industry-standard SSL encryption.
Why an installment loan?
We all face a financial emergency from time to time.
Perhaps you need a small sum to tide you over for a while or something larger to fund house renovations or a family getaway.
At the Bad Credit Installment Loans app, we understand that the safest way to borrow money is to give the applicant breathing room to make repayments. That's why installment loans are repaid in chunks every month, with an interest added on top.
Easy online application
We've streamlined the application process, so all you need to get cash fast is our app. There's no paperwork and no waiting in line at the bank or loan store.
Just a few taps and you could be instantly connected with one of over a hundred lenders ready to assess your submission.
We know what it's like - jumping through hoops and then getting rejected time after time. Fortunately, with a single form, you can reach multiple licensed lenders instead of applying one by one.
We will let you know if you have been connected and then you can go through the finishing steps directly with your lender. They'll let you know the principal (usually the amount you requested), the APR, and the repayment schedule.
If happy, you can tap to sign the agreement and you could get cash in your bank account as soon as the next business day!
Payday and installment loans for bad credit score
Of course, there are no such things as "bad credit loans approved for sure", "no credit check loans" or "instant loans". Still, online direct lenders fairly assess your data and that's why they can offer fast loans even for bad credit applicants.
They take into account your employment status, income level, and overall application (not just your credit score) before deciding whether to approve you for a loan.
No fast loan is ever guaranteed, but our lenders are much more forgiving than banks and traditional lenders.
APR disclosure
The annual percentage rate (APR) is the interest rate tied to the loan principal, it ranges from 6.63% to 35.99% for qualified consumers. The overall loan cost, therefore, depends on the amount, cost, and term of your loan, as well as on repayment amounts and schedule. Different states have different regulations regarding APR limits. All lenders are legally required to disclose the APR and any other fees associated with a loan offer before the agreement is signed.
A loan of $3,000 borrowed over 2 years with an APR of 20% and a 5% fee, will cost you $181.25 a month. The total amount in interest and fees is $1,350, which means the overall amount to be paid is $4,350.
__________
The owner of this mobile app is not a lender or broker and does not issue loans or play a role in loan terms. The app connects borrowers with third-party licensed lenders who assess loan applications independently and could offer loans for bad credit applicants. Any loan offer made is directly from the lender to the borrower, not via this bad credit loan app.
The app does not solicit loan products that are prohibited by state regulations.
Users are not obligated to install this app or use it to connect with lenders and apply for instant loans for bad credit.
If a lender makes an offer, the user is not obligated to accept it and can walk away at any time prior to signing a legally binding agreement. Installment and payday loan durations differ from lender to lender and may be based on the borrower's financial situation. This may fall between 65 days and 3 years.
Latest Version
2.0.0
July 04, 2024
Smart Finance Club
Finance
Android
101,084
Free
com.finance.extloans
Report a Problem
User Reviews
Darryl Harmon
3 years ago
This is a great ally for any financial emergency and for me is very helpful since I honestly don't like to ask anybody for money but this app.
Emito
3 years ago
Having an app like this one can be of great help each time you face some sort of financial difficulty. Give it a try and see for yourself.
Lisa M
1 year ago
If I get the loan, I'll up the stars to 5
Heather Montgomery
1 year ago
I'm so grateful for this app. Thanks a million.
RichterScales
3 years ago
What a great solution for anyone in need of a loan, especially if you don't have a good credit score. Just don't bite off more than you can chew and you'll be fine.
Erika Jackson
2 years ago
The app is very easy to navigate. Funds are readily available. Super easy and quick!!!
surepleas
2 years ago
The app is exceptional and well executed, much better than similar apps I tried before. My experience with this company has been entirely positive.
Kelly Sydnor
3 years ago
Umm no...It just navigates you to other pages to apply for a loan and gives your number to any and everyone. I just got a call from someone trying to sell me health insurance
Rail Dawip
2 years ago
The rates are fair and affordable and the app works exactly as described. I know no better option for securing a quick loan than this app.
Anomaly
2 years ago
This app is very accessible even for a non tech-savvy person like myself and with more than fair interest rates. Thumbs up from me!
Luis Cartier
3 years ago
I needed a loan, but considering how bad my credit score is, I didn't know where to go, but through a Google search I discovered this app and it was perfect.
_NickCat_
2 years ago
I did the application and I was instantly approved, like in less than 3 minutes my loan request was approved. I'll definitely keep using this service.
Nik Kartivns
3 years ago
I'm completely satisfied with this app. The overall experience is good, the interest rates are fair and the processing time for each loan is very good.
Michael Jones
3 years ago
Not good, do not try. This is one of those scam apps that just uses your info and bounces you around to other different apps and websites that they call "trusted partners", just for the so-called "trusted partners" to pass you to another "trusted partner", along with all your information. I honestly wish that the review scale was lower, so I can rate this app less than 1 star.
Carol Gainous
2 years ago
One Star is really more than the app deserves. No matter where I went on the app it would not let me fill out. I'm really glad you're going to have somebody to write you before they've ever had a chance to. No, not gonna.
Denis Hawery
2 years ago
The interface is very intuitive and everything within the app is well organized. The whole process was fast and clear. I don't have a single complaint about it.
Christopher Page
2 years ago
SCAM FISHING SAYS BAD CREDIT LOANS BUT IS A FISHING APP.TO STEAL PERSONAL INFORMATION FROM UNKNOWN USERS I yryed applying for a loan with bad credit not one was found then you folks sent me a email saying I was approved all i needed to do is esign my loan documents but when I clicked on e sign Nothing happened. Next email i got said I asked for this amount But this amount is what is offered click here to e sign your loan documents. But takes me to a entire new web page Weird.
Jesse Torrez
1 year ago
Horrible app, they don't tell you that they bounce your information around and around and around so your information ends up being seen by up to a dozen or more people unacceptable and also false advertising they do not help you with a checkered credit history do not use
amariah1980
2 years ago
Taking too long to "connect to lender now". The app never got past the " connecting to lender now" message. However, I did get "offers" from lenders; two appear to be scammers. One impersonated a legitimate company that didn't know the person who contacted me nor have a record of my loan in their system. The other's company name I couldn't find online. Both asked me for my online credentials which my financial institution said isn't requested by reputable companies.
Lisa Burbage
1 year ago
Doesn't work! There's no option to get started or apply or anything. It only has info on how it works and faq's. Uninstaller now. Don't waste ur time!
